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The lowest rate is not always the cheapest loan
A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
Looking to buy a new or used car? LendMesh makes it easy to compare vehicle loan rates from trusted banks and credit unions. Find low rates, flexible terms, and quick approvals, so you can get behind the wheel with confidence and save more on your next ride.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-07
Credit Union Loan Rates - Trends & Analysis:
Desert Financial has an auto loan with an APR of 5.84% . This rate has not changed in the past 7, 30, 60, or 90 days. St. Louis Community's auto loans with APRs ranging from 5.89% to 7.19% , showing no change over the past 7 and 30 days. Recreational loan rates are between 7.99% and 8.99% , with no change in the last 7 and 30 days but down from 60 days ago. Hughes has an auto loan with a 5.95% APR today, unchanged from 7 and 30 days ago but down from 60 and 90 days ago. Motorcycle loans are at 7.49% APR now, down from the past month. Other loans and recreational loans both have a 6.99% APR today, with other loans down from last week and month.
Harvard's auto loan rates range from 5.95% to 6.45% APR today, with no change from 7 days ago but up from 30, 60, and 90 days ago. The rates have increased compared to the past month but stayed steady over the last week. Jeanne D'Arc has auto loan rates ranging from 5.99% to 6.49% APR today. These rates are up compared to 7 and 30 days ago, when they were between 4.99% and 5.99% . Navigant's auto loan rates range from 5.99% to 9.99% APR today, with no change from 7 days ago but up from 30 and 60 days ago. Rates have increased since 90 days ago.
Knoxville Tva Employees has auto loan rates ranging from 5.99% to 6.99% APR today, which is up from 7 and 30 days ago. Recreational loan rates are between 6.99% and 7.99% APR and have also increased compared to 7 and 30 days ago. Oregon Community's auto loan rates range from 5.99% to 29.98% APR today, with no change from 7 and 30 days ago but up from 90 days ago. Motorcycle loans have rates between 10.5% and 15.46% APR, showing no change over the past 7 and 30 days. Recreational loans range from 6.64% to 20.97% APR and have stayed steady during the same period.
Y–12's auto loans with an APR range of 5.99% to 6.99% . These rates have shown no change compared to 7, 30, 60, and 90 days ago. The terms for these loans are not specified. Harborstone's auto loan rate is 5.99% APR today, which is up from 5.79% seven and 30 days ago. Motorcycle loans remain steady at 7.14% APR with no change in the past 30 days.