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The lowest rate is not always the cheapest loan
A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
Looking to buy a new or used car? LendMesh makes it easy to compare vehicle loan rates from trusted banks and credit unions. Find low rates, flexible terms, and quick approvals, so you can get behind the wheel with confidence and save more on your next ride.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-07
Credit Union Loan Rates - Trends & Analysis:
Cobalt's auto loan rates range from 4.99% to 10.29% APR today, with no change from 7 days ago. There are no other terms or products listed at this time. Christian Financial's auto loans with a 4.99% APR today, which is unchanged from 7 and 30 days ago but up from 30 days ago. Their other vehicle loans also have a 4.99% APR with no change over the past 7 and 30 days. Belco Community Credit Union's auto and motorcycle loans have an APR of 4.99% , with no change over the past 7 and 30 days. Recreational vehicle loans range from 7.99% to 8.99% , and these rates have also stayed the same during that time.
Citizens Equity First has auto loan rates ranging from 4.99% to 5.34% APR today. These rates are up from both 7 and 30 days ago, and higher than 60 and 90 days ago as well. Lafcu's auto loan rate is 4.99% APR today, with no change from 7 or 30 days ago but down from 60 and 90 days ago. Motorcycle loans have a 6.79% APR, which is steady from a week ago. Recreational loans range from 7.29% to 8.49% APR and have also seen no change in the past week. Together's auto loans with rates ranging from 4.99% to 6.34% APR, which are up from 7 and 30 days ago. Motorcycle loans have a steady rate of 8.14% APR with no change over the past 90 days.
Abound has auto loan rates ranging from 4.99% to 5.39% APR, which is up from 7 days ago. Their other and recreational loan rates are both 6.14% APR with no change from a week ago. Advia's vehicle loans with an APR of 4.99% for both auto and recreational loans. These rates have shown no change compared to 7 and 30 days ago. The consistent rate applies across all recent periods. Brazos Valley Schools vehicle loans have a current APR range of 4.99% to 17.99% , which is up from 7 and 30 days ago. The rates have also increased compared to 60 and 90 days ago. This applies to their auto loans.
Credit Union One has auto loan rates ranging from 4.99% to 7.99% APR, which are up from 7 and 30 days ago. Motorcycle loans have rates between 6.99% and 7.24% APR with no change over the past 30 days. Recreational loan rates remain steady at 6.99% to 7.99% APR.