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The lowest rate is not always the cheapest loan
A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
Looking to buy a new or used car? LendMesh makes it easy to compare vehicle loan rates from trusted banks and credit unions. Find low rates, flexible terms, and quick approvals, so you can get behind the wheel with confidence and save more on your next ride.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-07
Credit Union Loan Rates - Trends & Analysis:
Farmers Insurance's auto loans with APRs ranging from 4.99% to 7.49% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 6.99% and 9.49% , which are also steady compared to 7 and 30 days prior. Both loan types have consistent rates over the recent periods. Financial Plus's auto loans with rates ranging from 3.99% to 6.99% APR, which are up from 7 and 30 days ago. Motorcycle loans have a steady rate of 5.99% APR with no change over the past 90 days. Recreational loan rates range from 4.99% to 5.99% APR and have stayed the same compared to 7, 30, and 60 days ago.
Family Savings's auto loans with APRs ranging from 4.99% to 16.5% and recreational loans from 7.24% to 17.5% . Unchanged over the past 7 or 30 days. Digital's vehicle loans with rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Other loan types like recreational and other vehicle loans have rates starting at 8.99% , also with no recent changes. Safe 1 has auto loan rates ranging from 4.99% to 15.24% APR, with no change from 7 or 30 days ago. Motorcycle loans have rates between 6.24% and 19.74% APR, also showing no change over the same periods.
Municipal's auto loans with an APR range of 4.99% to 7% . Unchanged compared to 7 and 30 days ago. Meriwest's auto loans with an APR range of 4.99% to 7.59% . These rates have shown no change compared to 7 and 30 days ago. The credit union's auto loan terms remain steady across all recent periods. Mid–Hudson Valley vehicle loans have an auto APR range of 4.99% to 5.89% , which is up from 7 days ago but down from 30 and 60 days ago. Recreational loan rates remain steady at 7.25% to 7.75% with no change over the past 90 days.
Honor's auto loans with APRs ranging from 4.99% to 7.69% and recreational vehicle loans from 7.24% to 9.69% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates through 90 days. Gulf Winds vehicle loans have an APR range from 4.99% to 17.99% for auto loans, which is up from 7 and 30 days ago. Motorcycle loans start at 6.49% APR and have seen no change in the past 7, 60, or 90 days. Recreational loans also begin at 6.49% APR with rates remaining steady over the same periods.