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The lowest rate is not always the cheapest loan
A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
Looking to buy a new or used car? LendMesh makes it easy to compare vehicle loan rates from trusted banks and credit unions. Find low rates, flexible terms, and quick approvals, so you can get behind the wheel with confidence and save more on your next ride.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-07
Credit Union Loan Rates - Trends & Analysis:
Oneaz's auto loans with APRs ranging from 4.95% to 18% , showing no change from 7 or 30 days ago. Motorcycle loans have rates between 6.45% and 18% , also with no change over the past 7 and 30 days. Recreational loan rates are 6.45% to 18% , which is down from 7.45% thirty days ago. The Summit's auto loan rates ranging from 4.95% to 6.75% APR, with no change over the past 7 and 30 days. Recreational loan rates are between 6.45% and 6.95% APR, which is up from 7 and 30 days ago.
Usf Federal Credit Union's auto loans with APRs ranging from 4.99% to 7.74% . Unchanged in the past 7, 30, 60, or 90 days. The credit union maintains steady rates for borrowers seeking vehicle financing. Utah Community has auto loan rates ranging from 4.99% to 6.99% APR, which are up from 60 and 90 days ago. Recreational loans have rates between 7.24% and 7.99% APR, also up compared to 60 and 90 days ago. Other loan rates are between 7.24% and 7. Wright–Patt Credit Union's auto loan rates range from 4.99% to 16.44% APR today, with no change from 7 days ago but down from 30 days ago. Motorcycle loans have rates between 6.54% and 17.75% APR, showing no change over the past 7 and 30 days.
Abnb's auto loan rates range from 4.99% to 6.74% APR today. There is no change compared to 7 or 30 days ago. This range applies to all terms listed for their auto loans. Community Credit Union Of Florida has auto loan rates ranging from 4.99% to 8.49% APR with no change over the past 7 and 30 days. Motorcycle loans are between 5.89% and 8.99% APR, also showing no change in the last week. Recreational loan rates are 6.49% to 7.49% APR, which is up from 7 days ago.
America First has auto loan rates ranging from 4.99% to 7.74% APR, with no change over the past 7 and 30 days. Recreational loans are between 7.49% and 7.74% APR, which is down from last week and last month. Other loan rates range from 7.74% to 7.89% APR. All In has vehicle loan rates ranging from 4.99% to 9.24% APR for auto loans and 10.24% to 10.74% APR for motorcycle loans. Unchanged compared to 7 or 30 days ago. Recreational loan rates also remain steady between 8.74% and 10.74% APR.
The Golden 1 has auto loan rates ranging from 4.99% to 5.24% APR, with no change from 7, 60, or 90 days ago. Motorcycle loans start at 7.24% APR and recreational vehicle loans begin at the same rate, both also showing no change over the same periods.