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The lowest rate is not always the cheapest loan
A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
Looking to buy a new or used car? LendMesh makes it easy to compare vehicle loan rates from trusted banks and credit unions. Find low rates, flexible terms, and quick approvals, so you can get behind the wheel with confidence and save more on your next ride.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-06
Credit Union Loan Rates - Trends & Analysis:
Safe's auto loans with APRs ranging from 4.49% to 9.49% . Motorcycle loan rates stay the same as 7 and 30 days ago, ranging from 6.5% to 8% . Recreational loan rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago, with APRs between 6% and 8.5% . Apco Employees has auto loan rates ranging from 4.5% to 7.25% APR and motorcycle loans from 6.75% to 7.25% APR. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates are between 6% and 7.5% APR with no recent changes either.
Royal's auto loans with APRs ranging from 4.54% to 8.74% and recreational vehicle loans with rates between 4.94% and 7.44% . Unchanged compared to 7 or 30 days ago. Atomic's auto loan rate is 4.57% APR today, with no change from 7 or 30 days ago. Motorcycle loans are at 9.88% APR, also unchanged over the past 7 and 30 days. Recreational loan rates range from 8.36% to 9.21% APR and have stayed steady compared to 7 and 30 days ago. Altura's auto loan rates range from 4.59% to 4.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 7.75% and 9.49% APR, showing no change from both 7 and 30 days ago.
Fairwinds has an auto loan rate starting at 4.59% APR today, which is up from the range 4.39% –5.75% seven days ago. Their other loan rates remain steady between 7.35% and 7.8% APR with no change from a week ago. Schoolsfirst's auto loans with APRs ranging from 4.59% to 18% . These rates have shown no change compared to 7, 30, 60, and 90 days ago. Redwood's auto loan rates range from 4.59% to 6.19% APR today, which is up from 7 and 30 days ago. Recreational loan rates stay the same at 7.24% to 10.24% APR over the same periods.
Verve, A Credit Union's auto and recreational vehicle loans with APRs ranging from 4.59% to 5.55% . These rates show no change from 90 days ago for auto loans, while recreational loan rates have decreased from a higher range at that time. Lge Community's auto loans with APRs ranging from 4.6% to 8.3% , which are unchanged from 7 and 30 days ago but up from 30 and 60 days ago. Motorcycle loans have rates between 7.5% and 7.75% , showing no change over the past 7, 30, and 60 days. Recreational loans range from 7.25% to 9.5% with no recent changes.