Vehicle Loans

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Lender
APR
Term
Link
Info
rbfcu
4.49 - 18 %
2 - 7 Yrs
pbcu
4.49 - 6.49 %
3 - 7 Yrs
ithinkfi
4.49 - 16.5 %
3.1 - 7 Yrs
qualstarcu
4.49 - 21.99 %
sdfcu
4.49 %
3 - 7 Yrs
mayocreditunion
4.49 - 6.79 %
0.1 - 5 Yrs
leaderscu
4.49 %
8 Yrs
fcfcu
4.49 %
4 Yrs
westconsincu
4.49 %
blazecu
4.49 - 6.95 %
3 - 7 Yrs
The LendMesh app showing three lenders compared on one screen, with APR, term and monthly cost for each

The lowest rate is not always the cheapest loan

A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.

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Looking to buy a new or used car? LendMesh makes it easy to compare vehicle loan rates from trusted banks and credit unions. Find low rates, flexible terms, and quick approvals, so you can get behind the wheel with confidence and save more on your next ride.

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-06

Credit Union Loan Rates - Trends & Analysis:

Randolph Brooks has auto loan rates ranging from 4.49% to 18% APR, with no change from 7 or 30 days ago but down from 60 and 90 days ago. Motorcycle loans range from 5.95% to 18% APR and have stayed the same over the past 7 and 30 days. Point Breeze vehicle loans range from 4.49% to 6.49% for auto loans and 5.99% to 7.49% for motorcycle loans. The auto loan rates are up compared to 90 days ago, while motorcycle loan rates show no change over the same period.

Ithink Financial's auto loan rates range from 4.49% to 16.5% APR today, which is up from 7 and 30 days ago. Motorcycle loans have rates between 5.34% and 17% APR with no change in the past 90 days. Recreational loan rates also remain steady at 5.24% to 17% APR. Qualstar's vehicle loans with rates that haven't changed in the past 7, 30, 60, or 90 days. Auto loans range from 4.49% to 21.99% APR, while motorcycle loans range from 6.49% to 15.99% . Recreational loans are also available with rates between 5.99% and 20.74% , showing no change from a week ago.

State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. Mayo Employees has auto loan rates ranging from 4.39% to 6.79% APR, which are up from 7 and 30 days ago. Recreational loan rates stay the same at 6.64% to 7.44% APR compared to those periods. Both products show a slight decrease when compared to 90 days ago. Leaders Credit Union's auto loan rate is 4.49% APR today, which is unchanged from 7 and 30 days ago but up from 30 days ago. Motorcycle loans have a rate of 6.29% APR, staying the same as 7 days ago but down from 30 days ago. Recreational loan rates range from 6.49% to 6.99% APR and have not changed in the past 90 days.

Financial Center First has an auto loan rate of 4.49% APR today, which is up from 3.99% seven and 30 days ago. Motorcycle loans are at 6.99% APR, also up from 6.49% over the same periods. Westconsin's auto loans with an APR of 4.49% , which has not changed in the past 7, 30, or 60 days. Recreational vehicle loans have a 5.49% APR, also showing no change over the last 7, 30, and 60 days. Blaze's auto loans with an APR range of 4.49% to 6.95% . These rates have shown no change compared to 7 and 30 days ago. The credit union's auto loan terms remain steady across all recent time frames.

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Why compare Vehicle Loans on LendMesh

Avoid stretching out higher payments just to lower the interest rate; longer terms usually mean a higher total cost. Compare the APR and total cost of ownership before making a decision.

Watching rates or considering a refinance later? Create a LendMesh rate alert. We’ll flag opportunities when auto loan or refinance offers fall below your target so you can act quickly.