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The lowest rate is not always the cheapest loan
A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
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Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-06
Credit Union Loan Rates - Trends & Analysis:
Clark County has an auto loan with an APR of 4.24% . This rate has not changed in the past 7, 30, 60, or 90 days. Dade County's auto loan rates range from 3.74% to 6.94% APR today. These rates are up compared to 7 and 30 days ago, when they ranged from 3.49% to 6.69% . The increase is consistent with changes seen at 60 and 90 days. First Source vehicle loans have an APR range from 4.24% to 8.24% today. The Auto loan program is the only one listed.
Triangle has vehicle loan rates ranging from 4.24% to 7.49% APR for auto loans, with no change over the past 7, 30, 60, or 90 days. Motorcycle loans have rates between 7.99% and 8.99% APR, and recreational loans range from 7.99% to 10.25% APR; both have stayed the same compared to 7 days ago. True Community's auto loan rates range from 4.24% to 6.49% APR and have not changed in the past 7 or 30 days. Motorcycle loans are steady at 7.24% APR, while recreational loan rates are 7.74% APR today, showing no change from 7 days ago but up from 30 days ago. Other loan rates range from 5.49% to 7.24% APR with no change in the last week.
Topline Financial's auto loan rates range from 4.24% to 6.64% APR today, with no change from 7 days ago but up from 30 and 60 days ago. Recreational loan rates stay steady at 5.24% to 7.49% APR across all recent periods. Northrop Grumman's auto loan rates range from 4.24% to 5.79% APR today. Unchanged compared to 7 and 30 days ago, as well as 60 and 90 days ago. U.S. Eagle's auto loans with APRs ranging from 4.24% to 7.79% , which have not changed in the past 7 or 30 days but are up from 90 days ago. Motorcycle loans have a fixed APR of 7.99% , showing no change over 7 or 30 days. Recreational loans range from 7.99% to 8.49% APR and have also remained steady during this time.
Texas Bay vehicle loans range from 4.24% to 5.54% for auto loans, which is up from 7 and 30 days ago. Motorcycle loans remain steady with rates between 6.99% and 9.49% . Recreational loan rates also show no change, ranging from 8.26% to 9.99% . Capital's auto loan rates range from 4.24% to 5.24% APR today. These rates have shown no change compared to 7, 30, 60, and 90 days ago.