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The lowest rate is not always the cheapest loan
A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
Looking to buy a new or used car? LendMesh makes it easy to compare vehicle loan rates from trusted banks and credit unions. Find low rates, flexible terms, and quick approvals, so you can get behind the wheel with confidence and save more on your next ride.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-06
Credit Union Loan Rates - Trends & Analysis:
United States Senate's auto loans with APRs ranging from 3.74% to 4.99% , which have stayed the same compared to 7 and 30 days ago but are down from 90 days ago. Recreational loan rates range from 5.99% to 9.49% and have not changed in the past 90 days. Weokie's auto loan rates range from 3.99% to 12.99% APR today. Unchanged compared to 7 and 30 days ago. Fedex Employees Credit Association has auto loan rates ranging from 3.99% to 7.24% APR, which are down from 7 days and 90 days ago. Motorcycle loan rates stay the same at 6.29% to 10.29% APR compared to 7 days ago.
Genisys's auto loans with rates ranging from 4.04% to 7.99% APR today. These rates are unchanged from 7 and 30 days ago but are up from 30 and 60 days ago. Mid Minnesota has an auto loan rate of 4.09% APR today, which is unchanged from 7 and 30 days ago. Motorcycle loans are also at 4.09% APR, up from 3.94% sixty and ninety days ago. Recreational loan rates range from 4.59% to 6.34% APR, with no change from 7 days ago but higher than 60 days ago. Abilene Teachers has auto loan rates ranging from 4.15% to 18% APR, which are up from 7 and 30 days ago. Motorcycle loans start at 7.05% APR and have also increased since last week. Recreational loan rates begin at 7.35% APR and are up compared to 7 days ago.
Sandia Laboratory's auto loan rates range from 4.18% to 5.75% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 7.63% and 8.63% APR, which is up from both 7 and 30 days ago. Sandia Area has auto loan rates ranging from 3.89% to 5.89% APR today. These rates are unchanged from 7 and 30 days ago but are slightly higher than they were 60 and 90 days ago. Southwest Airlines vehicle loans have rates ranging from 3.94% to 15.25% APR for auto loans, with no change in the past 7 or 30 days. Motorcycle loans range from 6.64% to 14.75% , which is up since 7 and 30 days ago. Recreational loans also increased slightly over the same periods, with rates between 6.64% and 14.75% .
Firefighters First has auto loan rates ranging from 4.24% to 5.49% APR and recreational loan rates between 7.49% and 8.99% APR. Unchanged over the past 7, 30, 60, or 90 days. Both loan types show steady pricing during this time.