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The lowest rate is not always the cheapest loan
A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
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Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-07
Credit Union Loan Rates - Trends & Analysis:
L & N's auto loans with an APR range of 5.49% to 7% . These rates have shown no change compared to 7, 30, and 90 days ago. S. C. State's auto loans with APRs ranging from 3.95% to 16.75% . These rates have stayed the same compared to 7 and 30 days ago, but they are down from 90 days ago. Marine's auto loan rates range from 4.15% to 5.75% APR today, with no change from 7 or 30 days ago. Motorcycle loans have a 11% APR, and recreational loans are at 8.75% , both unchanged from 60 and 90 days ago.
Rockland's auto loan rates range from 5.79% to 6.64% APR today, with no change from 7 days ago but up from 30 and 60 days ago. Motorcycle loan rates stay steady at 8.5% to 9.5% APR across all recent periods. Trumark Financial's auto loan rates range from 5.79% to 6.79% APR, which is up from 7 and 30 days ago. Motorcycle loan rates are between 7.24% and 7.74% APR, also up compared to the past 7 and 30 days. Recreational loan rates range from 7.74% to 7.99% APR and have increased since 7 and 30 days ago.
Elements Financial has auto loan rates ranging from 5.8% to 9.41% APR, which are unchanged from 7 and 30 days ago but up from 30 days ago. Motorcycle loan rates are 9.43% APR, also steady from 7 days ago but up since 30 days ago. Recreational loans have a rate of 8.77% APR, with no change from 7 days ago and up from 30 days ago. Notre Dame's auto loan rate is 5.81% APR today, which is up from 7 and 30 days ago. Recreational loan rates range from 7.52% to 9.02% APR and have gone down since 7 and 30 days ago.
Liberty's auto loan rates range from 5.84% to 7.6% APR today, with no change from 7 days ago. Motorcycle loans have rates between 8.95% and 10.65% , which are down from last week. Recreational loan rates remain steady at 8.95% to 13.9% . Desert Financial has an auto loan with an APR of 5.84% . This rate has not changed in the past 7, 30, 60, or 90 days. Vystar's auto loans with APRs ranging from 5.24% to 6.79% , which have not changed in the past 7 days. Motorcycle loan rates are between 5.49% and 7.75% , showing an increase compared to 7 days ago. Recreational loan rates remain steady at 6.64% to 8.84% .