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The lowest rate is not always the cheapest loan
A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
Looking to buy a new or used car? LendMesh makes it easy to compare vehicle loan rates from trusted banks and credit unions. Find low rates, flexible terms, and quick approvals, so you can get behind the wheel with confidence and save more on your next ride.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-07
Credit Union Loan Rates - Trends & Analysis:
Pima's auto loans with APRs ranging from 5.74% to 5.99% , and motorcycle loans with rates between 7.74% and 7.99% . These rates have shown no change compared to 7 and 60 days ago. Recreational loan rates also remain steady, ranging from 7.74% to 8.74% . Lighthouse's auto loan rates range from 5.74% to 10.14% APR, which is up from both 7 and 30 days ago. Motorcycle loan rates are between 6.69% and 8.19% APR and have also increased compared to the past 7, 30, 60, and 90 days. Recreational loan rates remain steady at 8.19% to 9.79% APR with no change over the last 30 days.
Community Choice's auto loans with APRs ranging from 5.74% to 6.24% , showing no change from 7 or 30 days ago. Motorcycle loans have rates between 8.49% and 9.24% , which have also stayed the same over the past 7 and 30 days. Marion And Polk Schools has auto loan rates ranging from 5.74% to 18.74% APR and recreational loan rates from 7.99% to 22.74% APR. These rates have shown no change compared to 7 and 30 days ago. Both loan types maintain steady terms without variation in recent months.
Communityamerica's auto loan rates range from 5.74% to 10.99% APR, which is up from 7 days and 30 days ago. Motorcycle loan rates are between 7.74% and 8.49% APR, up from 30 days ago. Other vehicle loans have rates from 7.24% to 9.49% APR. South Carolina shows auto loan rates ranging from 5.24% to 6.49% APR today. Recreational and other vehicle loans both have rates between 7.49% and 9.75% APR. There is no change in rates compared to 7 and 30 days ago for any of these programs.
1St United's auto loan rates range from 5.49% to 6.19% APR today, which is up from 7 and 30 days ago. Motorcycle loan rates remain steady at 9.09% APR with no change over the past 90 days. Commonwealth has auto loans with APRs ranging from 5.49% to 7.24% and motorcycle loans from 7.49% to 9.29% . Both rates have stayed the same compared to 7 and 30 days ago. Recreational loan rates also remain unchanged, ranging from 6.74% to 7.74% . 4Front's auto loan rates range from 5.75% to 7.95% APR today. These rates show no change compared to 90 days ago.
Cfcu Community's auto loan rates range from 5% to 8% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, but they are down from 90 days ago.