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The lowest rate is not always the cheapest loan
A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
Looking to buy a new or used car? LendMesh makes it easy to compare vehicle loan rates from trusted banks and credit unions. Find low rates, flexible terms, and quick approvals, so you can get behind the wheel with confidence and save more on your next ride.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-07
Credit Union Loan Rates - Trends & Analysis:
Travis's vehicle loans with rates starting at 5.24% APR for auto loans and 8.39% APR for motorcycle loans. These rates show no change from 7 or 30 days ago. Recreational vehicle loans have rates beginning at 7.51% APR. Onpath has an auto loan rate of 5.49% APR today, which is up from 7 and 30 days ago. Recreational loan rates range from 8.99% to 9.49% APR and have gone down compared to the same periods. Both rates have changed after being steady for the past 60 and 90 days.
Elevations has auto loan rates ranging from 5.49% to 5.74% APR and recreational loan rates between 9.74% and 10.74% APR. The recreational rates show no change compared to 90 days ago. No recent changes are noted for the auto loans. First Commerce's auto loans with APRs ranging from 4.99% to 6.74% , which is unchanged from 7 and 30 days ago and down from 60 days ago. Recreational loans have rates between 5.79% and 8.49% , remaining steady compared to both 7 and 90 days ago.
Skyla's auto loan rates range from 4.49% to 7.49% APR today, which is up from 7 and 30 days ago. Recreational loan rates are between 7% and 10.25% APR and have also increased since last week and last month. First Service's auto loan rates range from 5.24% to 6.64% APR today, with no change from 60 days ago and an increase since 90 days ago. The rates have stayed steady over the past two months after rising from earlier levels. Eecu's auto loan rates range from 5.49% to 6.66% APR today, with no change from 7 days ago but up since 30 and 60 days ago. Motorcycle loans are between 8.39% and 9.65% APR and have stayed the same over the past 7 and 30 days.
Directions has an auto loan with an APR of 5.49% . This rate has not changed in the past 7, 30, 60, or 90 days. Technology's auto loans with APRs ranging from 5.24% to 15.74% . These rates have shown no change compared to 7 and 30 days ago. The range remains steady across all recent periods. Premier America has auto loan rates ranging from 4.74% to 6.49% APR, which is up from 90 days ago. Motorcycle loans have rates between 10.85% and 11.85% APR with no change over the same period. Recreational loan rates remain steady at 7.74% APR.