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A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
Looking to buy a new or used car? LendMesh makes it easy to compare vehicle loan rates from trusted banks and credit unions. Find low rates, flexible terms, and quick approvals, so you can get behind the wheel with confidence and save more on your next ride.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-07
Credit Union Loan Rates - Trends & Analysis:
Fairwinds has an auto loan rate starting at 4.59% APR today, which is up from the range 4.39% –5.75% seven days ago. Their other loan rates remain steady between 7.35% and 7.8% APR with no change from a week ago. Christian Financial's auto loans with a 4.99% APR today, which is unchanged from 7 and 30 days ago but up from 30 days ago. Their other vehicle loans also have a 4.99% APR with no change over the past 7 and 30 days. Numerica's auto loan rates range from 4.99% to 15.24% APR, which is up from 7 and 30 days ago. Recreational loan rates are between 6.49% and 17.9% APR and have also increased since last week and last month.
Charter Oak's auto loans with an APR range of 4.99% to 7.74% . These rates have shown no change compared to 7, 30, 60, and 90 days ago. The credit union maintains consistent pricing for its vehicle financing. Cobalt's auto loan rates range from 4.99% to 10.29% APR today, with no change from 7 days ago. There are no other terms or products listed at this time. First Entertainment's auto loan rates range from 4.74% to 6.74% APR today. Unchanged from 7 and 30 days ago but higher than 60 and 90 days ago.
Municipal Empl.Credit Union Of Balt has auto loan rates ranging from 4.74% to 6.24% APR and motorcycle loans from 6.24% to 8.24% APR. These rates have shown no change compared to 7 and 90 days ago. Recreational loan rates are between 7.49% and 8.49% APR, also with no change over the same periods. Usf Federal Credit Union's auto loans with APRs ranging from 4.99% to 7.74% . Unchanged in the past 7, 30, 60, or 90 days. The credit union maintains steady rates for borrowers seeking vehicle financing.
Vantage's auto loans with APRs ranging from 4.99% to 7.74% and motorcycle loans from 7.99% to 9.99% . These rates have shown no change compared to 7 and 30 days ago. Recreational vehicle loans are also available with rates between 8.99% and 10.74% , which remain steady over the same periods. University's auto loans with APRs ranging from 4.49% to 8.49% , showing no change over the past 7 and 30 days. Motorcycle loan rates are between 10.74% and 12.49% , down from higher rates 60 and 90 days ago.