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The lowest rate is not always the cheapest loan
A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
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Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-07
Credit Union Loan Rates - Trends & Analysis:
Abound has auto loan rates ranging from 4.99% to 5.39% APR, which is up from 7 days ago. Their other and recreational loan rates are both 6.14% APR with no change from a week ago. First Technology's auto loans with APRs ranging from 4.99% to 6.99% , showing no change from 7 or 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , and recreational loans range from 7.29% to 8.54% , both also unchanged over the past 90 days. Fort Worth Community vehicle loans include Auto rates from 4.99% to 14.49% APR and Motorcycle loans ranging from 7.49% to 15.5% APR. These rates show no change compared to 7 and 30 days ago. Recreational loan rates start at 7.74% APR with no recent changes reported.
Nesc Credit Union has auto loan rates ranging from 4.99% to 6.99% APR and recreational loan rates between 6.99% and 7.99% APR. Unchanged compared to 7 and 30 days ago. Both loan types show stable rates over the past few months. Srp's auto loan rates range from 4.99% to 9.09% APR, which is up from 7 and 30 days ago. Motorcycle loans have rates between 7.54% and 11.04% APR with no change over the past 7 and 30 days. Recreational loan rates remain steady at 7.44% to 11.84% APR compared to earlier periods.
Sierra Central's auto loan rates range from 4.99% to 14.99% APR, which is up slightly from 7 and 30 days ago. Motorcycle loans have rates between 9.99% and 15.99% APR with no change in the past 30 days. Recreational loans range from 7.99% to 16.49% APR and have also stayed the same over the last month. Franklin Mint's auto loans with APRs ranging from 4.99% to 8.24% and motorcycle loans from 5.99% to 9.24% . These rates have shown no change compared to 7 and 30 days ago. Recreational vehicle loans are also available with rates between 8.49% and 8.99% , which have remained steady over the same periods.
Lafcu's auto loan rate is 4.99% APR today, with no change from 7 or 30 days ago but down from 60 and 90 days ago. Motorcycle loans have a 6.79% APR, which is steady from a week ago. Recreational loans range from 7.29% to 8.49% APR and have also seen no change in the past week. Honor's auto loans with APRs ranging from 4.99% to 7.69% and recreational vehicle loans from 7.24% to 9.69% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates through 90 days.
Sharon & Crescent United's auto loans with rates ranging from 4.99% to 6.99% APR, which have not changed in the past 7 or 30 days. Motorcycle loan rates range from 6.99% to 8.49% APR.