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The lowest rate is not always the cheapest loan
A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
Looking to buy a new or used car? LendMesh makes it easy to compare vehicle loan rates from trusted banks and credit unions. Find low rates, flexible terms, and quick approvals, so you can get behind the wheel with confidence and save more on your next ride.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-07
Credit Union Loan Rates - Trends & Analysis:
Credit Union One has auto loan rates ranging from 4.99% to 7.99% APR, which are up from 7 and 30 days ago. Motorcycle loans have rates between 6.99% and 7.24% APR with no change over the past 30 days. Recreational loan rates remain steady at 6.99% to 7.99% APR. Altura's auto loan rates range from 4.59% to 4.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 7.75% and 9.49% APR, showing no change from both 7 and 30 days ago.
Schoolsfirst's auto loans with APRs ranging from 4.59% to 18% . These rates have shown no change compared to 7, 30, 60, and 90 days ago. Abnb's auto loan rates range from 4.99% to 6.74% APR today. There is no change compared to 7 or 30 days ago. This range applies to all terms listed for their auto loans. All In has vehicle loan rates ranging from 4.99% to 9.24% APR for auto loans and 10.24% to 10.74% APR for motorcycle loans. Unchanged compared to 7 or 30 days ago. Recreational loan rates also remain steady between 8.74% and 10.74% APR.
Altaone's auto loans with APRs ranging from 4.49% to 11.49% . These rates have shown no change compared to 7 and 30 days ago. The range remains steady through 60 and 90 days as well. First South Financial has an auto loan rate of 4.99% APR today, which is up from 4.49% seven and thirty days ago. Recreational loans remain steady at 10.1% APR, and other loans hold firm at 10.35% APR with no changes over the past 90 days. Goldenwest has auto loan rates ranging from 4.99% to 6.24% APR, which are unchanged from 7 and 30 days ago but higher than 30 and 60 days ago. Motorcycle loans range from 7.99% to 8.99% APR with no change from 90 days ago. Recreational loan rates are between 7.24% and 9.24% APR, staying the same as 7 days ago but up from 30 and 60 days ago.
Red Canoe has an auto loan rate of 4.99% APR today, which is unchanged from 7, 30, and 60 days ago but down from 90 days ago. Recreational loans are at 7.84% APR with no change over the past 90 days. Advia's vehicle loans with an APR of 4.99% for both auto and recreational loans. These rates have shown no change compared to 7 and 30 days ago. The consistent rate applies across all recent periods.