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The lowest rate is not always the cheapest loan
A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
Looking to buy a new or used car? LendMesh makes it easy to compare vehicle loan rates from trusted banks and credit unions. Find low rates, flexible terms, and quick approvals, so you can get behind the wheel with confidence and save more on your next ride.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-07
Credit Union Loan Rates - Trends & Analysis:
Rev's vehicle loans with rates ranging from 4% to 6.5% APR for auto loans and 7% to 7.75% APR for recreational loans. The auto loan rates have stayed the same over the past 7 and 30 days, while recreational loan rates have gone up during that time. Motorcycle loan rates remain steady between 6.75% and 7.25% APR. Firstlight's auto loans with APRs ranging from 4.75% to 17.99% and motorcycle loans from 7.05% to 17.99% . There is no change in rates compared to 7 and 30 days ago for these programs. Recreational loan rates start at 8.29% with no recent changes reported.
Star One vehicle loans have rates ranging from 4.75% to 8.75% APR for auto loans and 7.7% to 11.7% APR for motorcycle loans. These rates show no change compared to 7 and 30 days ago. Both auto and motorcycle loan rates have stayed steady over the past month. First Community's auto loans with APRs ranging from 4.75% to 6.5% and recreational vehicle loans with rates between 6.25% and 8.5% . Unchanged in the past 7, 30, 60, or 90 days. First Flight's vehicle loan rates for Auto loans range from 4.26% to 4.77% APR, and Motorcycle loans range from 5.06% to 5.31% APR. Unchanged compared to 7 days ago. Recreational loan rates are between 6.33% and 6.84% APR with no change over the past week.
Pentagon's auto loan rates range from 3.39% to 6.24% APR today. These rates have shown no change compared to 7 and 30 days ago. Navy Federal Credit Union's auto loan rates range from 3.89% to 6.98% APR, with no change from 7 or 30 days ago. Motorcycle loan rates are between 6.95% and 10.05% APR, also showing no change from 7 days but down from 30 days ago. Recreational loan rates range from 7.45% to 9.8% APR and have stayed the same compared to 7 days ago but are up from 30 days ago.
Connecticut State Employees has auto loans with rates ranging from 4.8% to 8.4% APR, which have not changed in the past 7, 30, or 60 days. Motorcycle loans are fixed at 12% APR with no change over the same periods. Recreational loan rates range from 9.25% to 12% APR and have also remained steady. Amoco's auto loan rates range from 4.84% to 15.59% APR today, with no change from 7 days ago but up from 30 and 60 days ago. Motorcycle loans have rates between 9.4% and 18% APR, showing no change over the past 7 and 30 days.
Redwood's auto loan rates range from 4.59% to 6.19% APR today, which is up from 7 and 30 days ago. Recreational loan rates stay the same at 7.24% to 10.24% APR over the same periods.