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The lowest rate is not always the cheapest loan
A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
Looking to buy a new or used car? LendMesh makes it easy to compare vehicle loan rates from trusted banks and credit unions. Find low rates, flexible terms, and quick approvals, so you can get behind the wheel with confidence and save more on your next ride.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-06
Credit Union Loan Rates - Trends & Analysis:
Coastal's auto loan rates range from 3.99% to 10.59% APR today. The minimum rate is down compared to 90 days ago, while the maximum rate has stayed the same. California's auto loan rates range from 4.65% to 18% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. California Coast has auto loan rates ranging from 4.68% to 7.48% APR with no change over the past 7 and 30 days. Motorcycle loans have rates between 8.98% and 10.48% APR, which have also stayed the same during that time.
Allegacy's auto loans with APRs ranging from 4.69% to 7.64% and motorcycle loans from 7.75% to 8.25% . Unchanged over the past 7 or 30 days. Recreational vehicle loan rates remain steady between 10% and 11.5% . Connexus vehicle loans range from 4.69% to 6.74% for auto loans and 6.59% to 10.49% for recreational loans. These rates show no change from 7, 30, or 90 days ago. Both loan types have steady rates over the past few months. Fox Communities vehicle loan rates for autos range from 4.69% to 4.99% APR, which is up from 60 days ago. Recreational loan rates are between 5.24% and 5.49% APR, up from both 7 and 60 days ago.
Safe has an auto loan with an APR of 4.69% . This rate has not changed in the past 7, 30, 60, or 90 days. The rate remains steady for borrowers considering this loan. Justice's auto loans with APRs ranging from 4.69% to 7.89% and recreational loans from 6.84% to 7.94% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates over the past three months. Usc's auto loan rates range from 4.44% to 5.69% APR today. The minimum rate is up from 7 and 30 days ago, while the maximum rate has stayed the same over that time. Rates from 60 and 90 days ago also match the earlier levels.
Apco Employees has auto loan rates ranging from 4.5% to 7.25% APR and motorcycle loans from 6.75% to 7.25% APR. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates are between 6% and 7.5% APR with no recent changes either.