Vehicle Loans

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Lender
APR
Term
Link
Info
wecu
4.34 - 23.99 %
noblecu
4.35 - 5.49 %
5 - 7 Yrs
georgiasown
4.35 - 6.03 %
3 - 8 Yrs
tvfcu
4.39 - 16.99 %
5.3 - 7 Yrs
mayocreditunion
4.39 - 4.99 %
0.1 - 7 Yrs
kfcu
4.39 %
3 Yrs
chartway
4.4 - 5.84 %
0.1 - 7 Yrs
pefcu
4.49 %
pbcu
4.49 - 6.49 %
3 - 7 Yrs
partnersfcu
4.49 - 6.24 %
3 - 7 Yrs
The LendMesh app showing three lenders compared on one screen, with APR, term and monthly cost for each

The lowest rate is not always the cheapest loan

A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.

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Looking to buy a new or used car? LendMesh makes it easy to compare vehicle loan rates from trusted banks and credit unions. Find low rates, flexible terms, and quick approvals, so you can get behind the wheel with confidence and save more on your next ride.

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-06

Credit Union Loan Rates - Trends & Analysis:

Whatcom Educational has auto loan rates ranging from 4.34% to 23.99% APR, which are down from 30 days ago but the same as 7 days ago. Motorcycle loans have rates between 7.49% and 20.49% APR with no change in the past 30 days. Noble's auto loan rates range from 4.35% to 5.49% APR today, down from 7 and 30 days ago. Recreational loan rates are between 6.9% and 8.9% APR, also down compared to a week and a month ago. Georgia'S Own's auto loans with rates ranging from 4.35% to 7.14% APR today. These rates have stayed the same compared to 7 and 30 days ago but are up from 60 and 90 days ago.

Tennessee Valley's auto loans with an APR range of 4.39% to 18% . These rates have shown no change compared to 7 and 30 days ago. The credit union's auto loan terms remain steady across all recent periods. Mayo Employees has auto loan rates ranging from 4.39% to 6.79% APR, which are up from 7 and 30 days ago. Recreational loan rates stay the same at 6.64% to 7.44% APR compared to those periods. Both products show a slight decrease when compared to 90 days ago.

Keesler's auto loans with rates ranging from 4.39% to 10.39% APR and motorcycle loans at 6.69% APR. Recreational loan rates range between 6.49% and 7.49% APR. There is no rate change reported for any of these programs over the past 7 or 30 days. Chartway's auto loan rates range from 4.4% to 5.84% APR and have not changed in the last 60 or 90 days. Recreational loan rates are between 4.84% and 6.7% APR, with no change in the past 7, 30, or 60 days. Publix Employees's auto loans with APRs ranging from 4.49% to 4.74% , which have not changed in the past 7 or 30 days. Motorcycle loans have rates between 7.1% and 7.5% , also showing no change over the same periods.

Point Breeze vehicle loans range from 4.49% to 6.49% for auto loans and 5.99% to 7.49% for motorcycle loans. The auto loan rates are up compared to 90 days ago, while motorcycle loan rates show no change over the same period. Partners has auto loan rates ranging from 4.49% to 6.49% APR, with no change over the past 7, 30, 60, or 90 days. Motorcycle loans are at 7.99% APR and have stayed steady during the same periods.

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Why compare Vehicle Loans on LendMesh

Avoid stretching out higher payments just to lower the interest rate; longer terms usually mean a higher total cost. Compare the APR and total cost of ownership before making a decision.

Watching rates or considering a refinance later? Create a LendMesh rate alert. We’ll flag opportunities when auto loan or refinance offers fall below your target so you can act quickly.