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The lowest rate is not always the cheapest loan
A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
Looking to buy a new or used car? LendMesh makes it easy to compare vehicle loan rates from trusted banks and credit unions. Find low rates, flexible terms, and quick approvals, so you can get behind the wheel with confidence and save more on your next ride.
Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-07
Credit Union Loan Rates - Trends & Analysis:
A+'s auto loans with APRs ranging from 5.24% to 6.49% , showing no change over the past 7 and 30 days. Recreational vehicle loans have a fixed APR of 7.24% , which has also remained steady during the same periods. Elevations has auto loan rates ranging from 5.49% to 5.74% APR and recreational loan rates between 9.74% and 10.74% APR. The recreational rates show no change compared to 90 days ago. No recent changes are noted for the auto loans. Eecu's auto loan rates range from 5.49% to 6.66% APR today, with no change from 7 days ago but up since 30 and 60 days ago. Motorcycle loans are between 8.39% and 9.65% APR and have stayed the same over the past 7 and 30 days.
Soarion has auto loans with APRs ranging from 5.49% to 5.89% , showing no change from 60 days ago. Motorcycle loans are at 6.99% APR with no change over the same period. Recreational loans range from 6.99% to 11.75% , down from 7.25% to 11.75% ninety days ago. 1St United's auto loan rates range from 5.49% to 6.19% APR today, which is up from 7 and 30 days ago. Motorcycle loan rates remain steady at 9.09% APR with no change over the past 90 days. American Heritage's auto loan rates range from 5.49% to 10.94% APR, which is up from 7 days ago and 30 days ago. Motorcycle loan rates are between 5.89% and 7.49% APR, also up compared to a week and a month ago. Recreational loan rates run from 6.49% to 9.49% APR and have increased since 7 and 30 days ago.
Credit Union West's auto loan rates range from 5.49% to 6.99% APR today, which is up from 7 and 30 days ago. Motorcycle loans have rates between 5.74% and 7.24% APR with no change in the past 7 or 30 days. Recreational loan rates are from 5.74% to 5.99% APR and have also stayed the same over the last month. Ascend's auto loan rates range from 5.49% to 18% APR today. The minimum rate is up from 7 and 30 days ago, while the maximum rate has stayed the same. Rates have also increased compared to 60 and 90 days ago.
Global's vehicle loans with rates ranging from 5.5% to 13% APR for auto loans and 6.75% to 16.75% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loans have rates between 7.75% and 15.25% APR, also with no recent changes. Greater Texas has an auto loan APR of 5.51% and a motorcycle loan APR of 7.66% . Both rates have stayed the same over the past 7 and 30 days. The recreational loan rate is 5.66% with no changes in the same time frame.