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The lowest rate is not always the cheapest loan
A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.
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Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-07
Credit Union Loan Rates - Trends & Analysis:
Sierra Central's auto loan rates range from 4.99% to 14.99% APR, which is up slightly from 7 and 30 days ago. Motorcycle loans have rates between 9.99% and 15.99% APR with no change in the past 30 days. Recreational loans range from 7.99% to 16.49% APR and have also stayed the same over the last month. Cfcu Community's auto loan rates range from 5% to 8% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, but they are down from 90 days ago.
Redstone's auto loan rates range from 5% to 8% APR, which is up from 7 and 30 days ago. Motorcycle loans have rates between 6.69% and 7.19% , also up from a week and a month ago. Recreational loan rates are at 6.69% APR, showing an increase compared to 7 and 30 days earlier. Lafayette's auto loans with APRs ranging from 5% to 8.5% . These rates show no change compared to 7 and 30 days ago. The range has stayed steady over the past few months. Achieva Credit Union has an auto loan rate of 5% APR today, which is up from 4.75% seven and thirty days ago. Motorcycle loans are at 7% APR, also up from 6.75% over the same periods. The recreational loan rate is 7% APR today, up from a range of 5.75% to 8.75% last week and last month.
Kemba Financial's auto loan rates range from 5.04% to 6.54% APR today, with no change from 7 or 30 days ago. Rates are down compared to 60 and 90 days ago, when the range was higher. Texans has auto loan rates ranging from 5.04% to 7.44% APR, which are up from 7 and 30 days ago. Motorcycle loans have rates between 7.14% and 9.04% APR with no change in the past 30 days. Recreational loan rates remain steady at 7.99% to 10.49% APR over the same period. Unitus Community's auto loans with APRs ranging from 5.04% to 16.09% and motorcycle loans from 7.69% to 22.74% . Unchanged over the past 7 or 30 days. Recreational vehicle loans are also available with APRs between 7.24% and 21.49% , showing no change in the same time frame.
Telhio's auto loan rates range from 5.05% to 5.45% APR and have not changed in the past 90 days. Motorcycle loan rates are 8.69% APR today, up from 7.16% thirty days ago. Recreational loan rates remain steady at 7.59% APR. Washington State Employees vehicle loans range from 5.05% to 14.74% for auto loans, which is down from 30 days ago but the same as 7 days ago. Motorcycle loans have rates between 6.22% and 24.54% , with no change in the past 7 or 30 days.