Vehicle Loans

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Lender
APR
Term
Link
Info
dcfcu
3.74 - 6.94 %
3 - 8 Yrs
ncsecu
3.75 - 9.25 %
3 - 8 Yrs
nechesfcu
3.75 - 5 %
3 - 6.5 Yrs
mymax
3.75 %
4 Yrs
tropicalfcu
3.89 - 6.24 %
3 - 7 Yrs
navyfederal
3.89 - 5.99 %
1 - 7 Yrs
lafcu
3.9 - 16.75 %
0.1 - 7 Yrs
swacu
3.94 - 14 %
3 - 6 Yrs
orionfcu
3.95 %
7 Yrs
scscu
3.95 - 15.49 %
The LendMesh app showing three lenders compared on one screen, with APR, term and monthly cost for each

The lowest rate is not always the cheapest loan

A longer term can cancel out a lower rate. Pick any three lenders from this list in the app to see them on the same loan amount and the same term, with what each one costs a month.

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Looking to buy a new or used car? LendMesh makes it easy to compare vehicle loan rates from trusted banks and credit unions. Find low rates, flexible terms, and quick approvals, so you can get behind the wheel with confidence and save more on your next ride.

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-OCT-06

Credit Union Loan Rates - Trends & Analysis:

Dade County's auto loan rates range from 3.74% to 6.94% APR today. These rates are up compared to 7 and 30 days ago, when they ranged from 3.49% to 6.69% . The increase is consistent with changes seen at 60 and 90 days. State Employees' vehicle loans range from 3.75% to 10.25% . Unchanged compared to 7 and 30 days ago. The auto loan program is the only one listed with this steady rate range. Neches vehicle loans have rates ranging from 3.75% to 5.5% APR for autos and 3.75% to 4.75% APR for motorcycles. Auto rates are up from 7 and 30 days ago, while motorcycle rates show no change. Recreational loan rates range from 3.75% to 6.75% APR and are up compared to 60 days ago.

Max has an auto loan rate of 3.75% APR and a recreational loan rate of 7% APR. Both rates have stayed the same compared to 7 and 30 days ago. Unchanged over the past 90 days. Tropical Financial's auto loans with APRs ranging from 3.89% to 6.24% , which are unchanged from 7 and 30 days ago but down from 90 days ago. Recreational loan rates range from 5.69% to 8.24% and have stayed the same over the past 7, 30, and 90 days. Navy Federal Credit Union has auto loan rates ranging from 3.89% to 6.98% APR, which are down from 7 days and 30 days ago. Motorcycle loan rates are between 6.95% and 10.05% APR and have decreased since 7 and 30 days ago. Recreational loan rates range from 7.45% to 9.8% APR and have stayed the same compared to 7 days ago but are up from 30 days ago.

Los Angeles's auto loans with APRs ranging from 3.9% to 16.75% , showing no change over the past 7 and 30 days. Motorcycle loans have a fixed APR of 4.9% , which is also unchanged from a week and a month ago. Recreational loans range from 4.9% to 6.4% , with rates steady during the same periods. Southwest Airlines vehicle loans have rates ranging from 3.94% to 15.25% APR for auto loans, with no change in the past 7 or 30 days. Motorcycle loans range from 6.64% to 14.75% , which is up since 7 and 30 days ago. Recreational loans also increased slightly over the same periods, with rates between 6.64% and 14.75% .

Orion's auto loan has a 3.95% APR today, which is unchanged from 7 and 30 days ago but up from 60 and 90 days ago. This rate applies to all terms for their auto loans. S. C. State's auto loans with APRs ranging from 3.95% to 16.75% . These rates have stayed the same compared to 7 and 30 days ago, but they are down from 90 days ago.

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Why compare Vehicle Loans on LendMesh

Avoid stretching out higher payments just to lower the interest rate; longer terms usually mean a higher total cost. Compare the APR and total cost of ownership before making a decision.

Watching rates or considering a refinance later? Create a LendMesh rate alert. We’ll flag opportunities when auto loan or refinance offers fall below your target so you can act quickly.