Vehicle Loans in Spokane, WA

Looking for the best auto lenders in Spokane, WA? Compare loan offers from trusted local banks and credit unions to find flexible rates that fit your budget. Whether you’re buying new or used, getting the right loan starts here.

Save time and money by exploring multiple vehicle loan options tailored for Spokane drivers. With quick approvals and friendly service, you’ll drive away confident and supported by lenders who understand your community.

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Lender
APR
Term
Link
Info
dcu
4.99 - 10.74 %
3 - 10 Yrs
∞
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
∞
nuvisionfederal
5.09 - 10.34 %
7 Yrs
∞
onpointcu
5.14 - 12.99 %
3 - 7 Yrs
∞
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
∞
youracu
5.21 - 14.14 %
3.1 - 7 Yrs
∞
meriwest
5.24 - 7.59 %
1 - 7 Yrs
∞
seattlecu
5.24 - 5.74 %
3 - 7 Yrs
∞
unitusccu
5.29 - 6.29 %
∞
hzcu
5.49 %
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady, ranging from 8.99% to 11.35% . University's auto loans with rates ranging from 4.49% to 8.49% , showing no change over the past 7 and 30 days. Motorcycle loan rates are between 10.74% and 12.49% , which is down from 30 days ago. Nuvision's auto loans with APRs ranging from 4.89% to 10.34% and motorcycle loans from 6.49% to 15.69% . Rates for both have not changed in the past 7 or 30 days. Recreational loan rates range from 5.99% to 18% and have stayed the same over the last 90 days.

Onpoint Community's auto loan rates range from 4.99% to 12.99% APR today. These rates are unchanged from 7 and 30 days ago and up slightly from 30 and 60 days ago. Compared to 90 days ago, the upper end of the range is higher. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, but they are slightly lower than 90 days ago. America'S Credit Union, A has auto loan rates ranging from 5.21% to 14.14% APR and motorcycle loans from 8.05% to 11.49% APR. Unchanged over the past 7 or 30 days. Recreational loan rates are between 8.9% and 18% APR, also showing no change during the same periods.

Meriwest's auto loan rates range from 4.99% to 7.59% APR today. unchanged from 7 and 30 days ago but down from 30 days ago. Seattle Metropolitan's auto loan rates range from 5.24% to 5.74% APR today. Unchanged compared to 7, 30, or 60 days ago. Unitus Community has auto loan rates ranging from 5.04% to 16.09% APR, with no change in the past 7, 30, or 60 days. Motorcycle loans have rates between 7.69% and 22.74% APR, also showing no change over the same periods. Recreational loan rates range from 7.24% to 21.49% APR and have remained steady as well.

Horizon has an auto loan rate of 5.49% APR, which is unchanged from 7 and 30 days ago. Its recreational loan rate is 8.49% APR today, also steady compared to the past 60 days but higher than the 90–day range. The other loan type shows a 6.49% APR with no change over the last 7, 30, and 60 days.

🏦 Local Lenders in Spokane, WA

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🏘️ All the Lenders Available in Spokane County, WA

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✅SPOKANE MEDIA FEDERAL CREDIT UNION
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✅IRONWORKERS USA FEDERAL CREDIT UNION
✅SPOKANE FIREFIGHTERS CREDIT UNION
✅SPOKANE CITY CREDIT UNION
✅SAFEWAY FEDERAL CREDIT UNION

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