Auto Loans in Spokane, WA 99207

Searching for the best car loan rates in Spokane, WA? Compare offers from trusted local lenders to find flexible terms and low rates that fit your budget. Whether it’s a new or used vehicle, getting approved fast has never been easier.

Our community-focused credit unions and banks understand Spokane drivers’ needs. By comparing multiple loan options today, you can save money and drive away with confidence, knowing you secured the best deal tailored just for you.

New Used

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Link

Info

4.99 %

4 - 7 Yrs

∞

4.99 - 10.74 %

3 - 10 Yrs

∞

4.99 - 7.74 %

5 - 8 Yrs

∞

4.99 - 7.49 %

3 - 8 Yrs

∞

4.99 - 6.99 %

5.4 - 7 Yrs

∞

4.99 - 12.99 %

3 - 8 Yrs

∞

4.99 - 7.59 %

1 - 8 Yrs

∞

5.04 - 16.09 %

3.1 - 7 Yrs

∞

5.05 - 12.44 %

7 Yrs

∞

5.14 - 18 %

3.1 - 7 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

Red Canoe has an auto loan rate of 4.99% APR today, which is unchanged from 7 and 30 days ago but down from 60 and 90 days ago. Recreational loans have a rate of 7.84% APR with no change over the past 90 days. Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady, ranging from 8.99% to 11.35% .

America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7, 30, or 60 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also steady compared to the past 7, 30, 60, and 90 days. Farmers Insurance's auto loans with APRs ranging from 4.99% to 7.49% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 6.99% and 9.49% , also unchanged over the past 7 and 30 days. Both loan types had lower rates 90 days ago.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , showing no change from 7 or 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , and recreational loans range from 7.29% to 8.54% , both also unchanged over the past 90 days. Onpoint Community's auto loan rates range from 4.99% to 12.99% APR today. These rates are unchanged from 7 and 30 days ago and up slightly from 30 and 60 days ago. Compared to 90 days ago, the upper end of the range is higher.

Meriwest's auto loan rates range from 4.99% to 7.59% APR today. unchanged from 7 and 30 days ago but down from 30 days ago. Unitus Community has auto loan rates ranging from 5.04% to 16.09% APR, with no change in the past 7, 30, or 60 days. Motorcycle loans have rates between 7.69% and 22.74% APR, also showing no change over the same periods. Recreational loan rates range from 7.24% to 21.49% APR and have remained steady as well. Washington State Employees has auto loan rates ranging from 5.05% to 14.74% APR, which are down from 30 days ago but unchanged from 7 and 30 days ago. Motorcycle loans have rates between 6.22% and 24.54% APR with no change in the past 7 or 30 days.

Sound's auto loans with APRs ranging from 4.89% to 18% , which are up from 30 days ago but the same as 7 days ago. Motorcycle loans have rates between 5.89% and 17.65% , showing no change from both 7 and 30 days ago.

🏦 Local Lenders in Spokane, WA

SPOKANE TEACHERS CREDIT UNION — 4727 N DIVISION ST SPOKANE WA 99207
GESA CREDIT UNION — 4407 N DIVISION ST STE 104 SPOKANE WA 99207
SAFEWAY FEDERAL CREDIT UNION — 529 E NORTH FOOTHILLS DR SPOKANE WA 99207

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Spokane County, WA

✅SPOKANE TEACHERS CREDIT UNION

✅CHENEY FEDERAL CREDIT UNION

✅GLOBAL FEDERAL CREDIT UNION

✅DELTA SCHOOLS FEDERAL CREDIT UNION

✅HORIZON 67264 CREDIT UNION

✅NUMERICA CREDIT UNION

✅BOEING EMPLOYEES CREDIT UNION

✅IDAHO CENTRAL CREDIT UNION

✅GESA CREDIT UNION

✅WASHINGTON STATE EMPLOYEES CREDIT UNION

✅NORTHWESTERN ENERGY EMPLOYEES FEDERAL CREDIT UNION

✅CALCOE FEDERAL CREDIT UNION

✅FAMILY FOCUS FEDERAL CREDIT UNION

✅ROLLING F CREDIT UNION

✅SOUTH BAY CREDIT UNION

✅CANOPY FEDERAL CREDIT UNION

✅RESPONDERS EMERGENCY SERVICES CREDIT UNION

✅PRIMESOURCE CREDIT UNION

✅PROGRESSIONS CREDIT UNION

✅AVISTA CORP CREDIT UNION

✅SPOKANE MEDIA FEDERAL CREDIT UNION

✅GOVERNMENTAL EMPLOYEES CREDIT UNION

✅IRONWORKERS USA FEDERAL CREDIT UNION

✅SPOKANE FIREFIGHTERS CREDIT UNION

✅SPOKANE CITY CREDIT UNION

✅SAFEWAY FEDERAL CREDIT UNION

Compare other loan types in Spokane, WA

Why compare Vehicle Loans in Spokane, WA on LendMesh

If you’re searching for the best car loan rates today in Spokane, WA, keep exploring your options on LendMesh. Comparing offers from multiple lenders can reveal better deals and cheaper rates tailored to your needs. Taking the time to review different loan options helps ensure you find the financing that fits your budget and gets you behind the wheel with ease.

Stay ahead of the curve by subscribing to LendMesh’s alerts designed for Spokane borrowers. Simply set your target rate—whether it’s 5% or 4%—and receive instant notifications when loan offers drop below that threshold. You’ll also get regular updates with expert insights, rate trends, and hand-picked deals, all delivered straight to your inbox. Join thousands of smart shoppers who trust LendMesh to make car financing simpler and more rewarding.

Customers are also interested in:

Best Car Loan Rates Today