Vehicle Loans in Spokane Valley, WA

Looking for the best vehicle financing offers in Spokane Valley, WA? Compare local loan options to find low rates and flexible terms that fit your budget. Whether you’re buying new or used, it’s easy to get started and see your savings upfront.

Our community knows how important quick, friendly service is. Spokane Valley lenders work hard to approve your loan fast and provide personalized support, so you can drive away with confidence. Start comparing today and discover offers tailored just for you.

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Lender
APR
Term
Link
Info
redcanoecu
4.99 %
4 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
americafirst
4.99 - 7.74 %
5 - 8 Yrs
figfcu
4.99 - 7.49 %
3 - 8 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
onpointcu
4.99 - 12.99 %
3 - 8 Yrs
meriwest
4.99 - 7.59 %
1 - 8 Yrs
unitusccu
5.04 - 16.09 %
3.1 - 7 Yrs
wsecu
5.05 - 12.44 %
7 Yrs
soundcu
5.14 - 18 %
3.1 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

Red Canoe has an auto loan rate of 4.99% APR today, which is unchanged from 7 and 30 days ago but down from 60 and 90 days ago. Recreational loans have a rate of 7.84% APR with no change over the past 90 days. Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady, ranging from 8.99% to 11.35% .

America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7, 30, or 60 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also steady compared to the past 7, 30, 60, and 90 days. Farmers Insurance's auto loans with APRs ranging from 4.99% to 7.49% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 6.99% and 9.49% , also unchanged over the past 7 and 30 days. Both loan types had lower rates 90 days ago.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , showing no change from 7 or 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , and recreational loans range from 7.29% to 8.54% , both also unchanged over the past 90 days. Onpoint Community's auto loan rates range from 4.99% to 12.99% APR today. These rates are unchanged from 7 and 30 days ago and up slightly from 30 and 60 days ago. Compared to 90 days ago, the upper end of the range is higher.

Meriwest's auto loan rates range from 4.99% to 7.59% APR today. unchanged from 7 and 30 days ago but down from 30 days ago. Unitus Community has auto loan rates ranging from 5.04% to 16.09% APR, with no change in the past 7, 30, or 60 days. Motorcycle loans have rates between 7.69% and 22.74% APR, also showing no change over the same periods. Recreational loan rates range from 7.24% to 21.49% APR and have remained steady as well. Washington State Employees has auto loan rates ranging from 5.05% to 14.74% APR, which are down from 30 days ago but unchanged from 7 and 30 days ago. Motorcycle loans have rates between 6.22% and 24.54% APR with no change in the past 7 or 30 days.

Sound's auto loans with APRs ranging from 4.89% to 18% , which are up from 30 days ago but the same as 7 days ago. Motorcycle loans have rates between 5.89% and 17.65% , showing no change from both 7 and 30 days ago.

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