Vehicle Loans in Spokane, WA

Searching for the best new vehicle loan rates in Spokane, WA? Compare offers from local lenders quickly and easily to find the deal that fits your budget and lifestyle. Getting behind the wheel of your dream car has never been simpler.

With competitive rates and fast approvals right here in Spokane, you can save money and time. Whether you’re buying new or refinancing, choosing a trusted local lender means personalized service and support every step of the way.

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Lender
APR
Term
Link
Info
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
∞
stcu
4.74 %
5 Yrs
∞
numericacu
4.74 - 14.99 %
7 Yrs
∞
affinityplus
4.74 - 6.24 %
3 - 7 Yrs
∞
p1fcu
4.85 - 5.1 %
6 Yrs
∞
dcu
4.99 - 10.74 %
3 - 10 Yrs
∞
redcanoecu
4.99 %
4 - 7 Yrs
∞
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
∞
figfcu
4.99 - 7.49 %
3 - 8 Yrs
∞
wecu
4.99 - 24.99 %
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago. Spokane Teachers's auto loans with a 4.74% APR and recreational loans at 6.49% APR. Unchanged in the past 7, 30, 60, or 90 days. Both loan types provide steady rates for borrowers. Numerica's auto loan rates range from 4.74% to 14.99% APR, with no change over the past 7, 30, 60, or 90 days. Recreational loan rates are between 6.24% and 17.9% APR and have also stayed the same compared to 7 and 30 days ago.

Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods. Potlatch No. 1 Financial has auto loan rates ranging from 4.85% to 5.1% APR, which are unchanged from 7 and 30 days ago but up from 30 and 90 days ago. Recreational loan rates are between 6.99% and 7.24% APR, with no change over the past 7, 30, or 60 days.

Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR. Red Canoe's auto loan rate is 4.99% APR today, with no change from 7 or 30 days ago but down from 60 and 90 days ago. Recreational loan rates remain steady at 7.84% APR with no change over the past 7, 30, or 60 days.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. Farmers Insurance's auto loans with APRs ranging from 4.99% to 7.49% , which have stayed the same over the past 7 and 30 days. Recreational loans have rates between 6.99% and 9.49% , also showing no change in the last 7 and 30 days. Both loan types had lower maximum rates 60 days ago.

Whatcom Educational has auto loan rates ranging from 4.99% to 24.99% APR with no change in the past 7, 30, or 60 days. Motorcycle loans range from 7.49% to 20.49% APR and other vehicle loans have rates between 7.24% and 19.99% , both also showing no change over the last 7 and 30 days.

🏦 Local Lenders in Spokane, WA

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🏘️ All the Lenders Available in Spokane County, WA

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✅AVISTA CORP CREDIT UNION
✅SPOKANE MEDIA FEDERAL CREDIT UNION
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✅IRONWORKERS USA FEDERAL CREDIT UNION
✅SPOKANE FIREFIGHTERS CREDIT UNION
✅SPOKANE CITY CREDIT UNION
✅SAFEWAY FEDERAL CREDIT UNION

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