Vehicle Loans in Spokane, WA

Looking for cheap auto loans in Spokane, WA? Compare offers from local lenders to find low rates and flexible terms that fit your budget. Whether you’re buying new or used, getting the right loan can make all the difference.

Spokane residents trust community lenders for quick approvals and friendly service. Start comparing today to see how easy it is to get behind the wheel with confidence and save on your next vehicle loan.

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Lender
APR
Term
Link
Info
university-credit-union
4.49 - 8.49 %
3 - 7 Yrs
soundcu
4.64 - 18 %
3.1 - 7 Yrs
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
connexuscu
4.69 - 6.44 %
2 - 7 Yrs
numericacu
4.74 - 14.99 %
7 Yrs
stcu
4.74 %
5 Yrs
affinityplus
4.74 %
3 - 7 Yrs
p1fcu
4.85 - 5.1 %
6 Yrs
nuvisionfederal
4.89 - 10.14 %
7 Yrs
affinityfcu
4.94 - 6.62 %
3 - 8 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago. Sound's auto loans with APRs ranging from 4.39% to 18% , which are unchanged from 7 and 30 days ago but up from 30 days ago. Motorcycle loans have rates between 5.89% and 17.65% , showing no change from a week ago. Recreational loans range from 6.14% to 17.65% and also remain steady compared to 7 days prior.

Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago. Connexus's auto loans with APRs ranging from 4.69% to 6.74% and recreational loans with rates between 6.59% and 10.49% . Unchanged compared to 7 and 30 days ago. Both loan types maintain steady terms and pricing over the past months.

Numerica's auto loan rates range from 4.74% to 14.99% APR, with no change over the past 7, 30, 60, or 90 days. Recreational loan rates are between 6.24% and 17.9% APR and have also stayed the same compared to 7 and 30 days ago. Spokane Teachers's auto loans with a 4.74% APR and recreational loans at 6.49% APR. Unchanged in the past 7, 30, 60, or 90 days. Both loan types provide steady rates for borrowers. Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods.

Potlatch No. 1 Financial has auto loan rates ranging from 4.85% to 5.1% APR, which are unchanged from 7 and 30 days ago but up from 30 and 90 days ago. Recreational loan rates are between 6.99% and 7.24% APR, with no change over the past 7, 30, or 60 days. Nuvision's auto loan rates range from 4.89% to 10.34% APR with no change over the past 7 and 30 days. Motorcycle loans have rates between 6.49% and 15.69% APR, also showing no change. Recreational loan rates are from 5.99% to 18% APR, which is down from 7.99% to 18% thirty days ago.

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago.

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