Auto Loans in Spokane, WA 99203

Looking for cheap auto loans in Spokane, WA? Compare offers from local lenders to find low rates and flexible terms that fit your budget. Whether you’re buying new or used, getting the right loan can make all the difference.

Spokane residents trust community lenders for quick approvals and friendly service. Start comparing today to see how easy it is to get behind the wheel with confidence and save on your next vehicle loan.

New Used

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Link

Info

4.69 - 6.99 %

3.1 - 7 Yrs

∞

4.74 %

5 Yrs

∞

4.74 - 14.99 %

7 Yrs

∞

4.74 - 6.24 %

3 - 7 Yrs

∞

4.85 - 5.1 %

6 Yrs

∞

4.99 - 10.74 %

3 - 10 Yrs

∞

4.99 %

4 - 7 Yrs

∞

4.99 - 6.99 %

5.4 - 7 Yrs

∞

4.99 - 7.49 %

3 - 8 Yrs

∞

4.99 - 24.99 %

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 90 days ago. Spokane Teachers's auto loans with a 4.74% APR and recreational loans at 6.49% APR. Unchanged in the past 7, 30, 60, or 90 days. Both loan types provide steady rates for borrowers. Numerica's auto loans with APRs ranging from 4.74% to 14.99% , showing no change from 7 or 30 days ago. Recreational loans have rates between 6.24% and 17.9% , which have also stayed the same over the past 7 and 30 days.

Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods. Potlatch No. 1 Financial has auto loan rates ranging from 4.85% to 5.1% APR, which are unchanged from 7 and 30 days ago but up from 30 and 90 days ago. Recreational loan rates are between 6.99% and 7.24% APR, with no change over the past 7, 30, or 60 days.

Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady between 8.99% and 11.35% . Red Canoe has an auto loan rate of 4.99% APR today, which is unchanged from 7 and 30 days ago but down from 60 and 90 days ago. Recreational loans are at 7.84% APR with no change over the past 7, 30, or 60 days.

First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months. Farmers Insurance's auto loans with APRs ranging from 4.99% to 7.49% , which have stayed the same over the past 7 and 30 days. Recreational loans have rates between 6.99% and 9.49% , also showing no change in the last 7 and 30 days. Both loan types had lower maximum rates 60 days ago.

Whatcom Educational has auto loan rates ranging from 4.99% to 24.99% APR with no change in the past 7, 30, or 60 days. Motorcycle loans range from 7.49% to 20.49% APR and other vehicle loans have rates between 7.24% and 19.99% , both also showing no change over the last 7 and 30 days.

🏦 Local Lenders in Spokane, WA

NUMERICA CREDIT UNION — 2202 E 29TH AVE SPOKANE WA 99203
SPOKANE TEACHERS CREDIT UNION — 820 E 29TH AVE SPOKANE WA 99203

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Spokane County, WA

✅SPOKANE TEACHERS CREDIT UNION

✅CHENEY FEDERAL CREDIT UNION

✅GLOBAL FEDERAL CREDIT UNION

✅DELTA SCHOOLS FEDERAL CREDIT UNION

✅HORIZON 67264 CREDIT UNION

✅NUMERICA CREDIT UNION

✅BOEING EMPLOYEES CREDIT UNION

✅IDAHO CENTRAL CREDIT UNION

✅GESA CREDIT UNION

✅WASHINGTON STATE EMPLOYEES CREDIT UNION

✅NORTHWESTERN ENERGY EMPLOYEES FEDERAL CREDIT UNION

✅CALCOE FEDERAL CREDIT UNION

✅FAMILY FOCUS FEDERAL CREDIT UNION

✅ROLLING F CREDIT UNION

✅SOUTH BAY CREDIT UNION

✅CANOPY FEDERAL CREDIT UNION

✅RESPONDERS EMERGENCY SERVICES CREDIT UNION

✅PRIMESOURCE CREDIT UNION

✅PROGRESSIONS CREDIT UNION

✅AVISTA CORP CREDIT UNION

✅SPOKANE MEDIA FEDERAL CREDIT UNION

✅GOVERNMENTAL EMPLOYEES CREDIT UNION

✅IRONWORKERS USA FEDERAL CREDIT UNION

✅SPOKANE FIREFIGHTERS CREDIT UNION

✅SPOKANE CITY CREDIT UNION

✅SAFEWAY FEDERAL CREDIT UNION

Compare other loan types in Spokane, WA

Why compare Vehicle Loans in Spokane, WA on LendMesh

If you’re searching for cheap auto loans in Spokane, WA, take your time comparing multiple lenders on LendMesh. Exploring different offers helps you discover better deals, lower rates, and terms that fit your budget. With a variety of trusted banks and credit unions all in one place, you can make a more informed choice without pressure and drive away with confidence.

Stay ahead of the game by subscribing to LendMesh’s personalized alerts. Just set your target rate—say 4% or 5%—and we’ll notify you as soon as loan offers drop below that threshold. Choose weekly or monthly updates packed with expert insights, rate trends, and carefully selected deals, all delivered right to your inbox. Join many Spokane borrowers who trust LendMesh to find smarter, cheaper auto loans effortlessly.

Customers are also interested in:

Cheap Auto Loans