Vehicle Loans in Oak Harbor, WA

Searching for low car interest rates in Oak Harbor, WA? Compare vehicle loan offers easily to find the best deal tailored to your budget. Local lenders understand our community and offer flexible terms that make buying your next car simple and affordable.

Whether you're financing a new or used vehicle, Oak Harbor drivers trust lenders who provide fast approvals and friendly service. Start comparing rates today and drive away with confidence knowing you got the best loan for your needs right here at home.

NewUsed

Filters

Lender
APR
Term
Link
Info
qualstarcu
4.49 - 19.99 %
nasafcu
4.69 - 6.99 %
3.1 - 7 Yrs
connexuscu
4.69 - 6.44 %
2 - 7 Yrs
stcu
4.74 %
5 Yrs
numericacu
4.74 - 14.99 %
7 Yrs
affinityplus
4.74 %
3 - 7 Yrs
p1fcu
4.85 - 5.1 %
6 Yrs
nuvisionfederal
4.89 - 10.14 %
7 Yrs
affinityfcu
4.94 - 6.62 %
3 - 8 Yrs
onpointcu
4.99 - 12.99 %
3 - 8 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Qualstar's vehicle loans with rates that haven't changed in the past 7, 30, 60, or 90 days. Auto loans range from 4.49% to 21.99% APR, while motorcycle loans range from 6.49% to 15.99% . Recreational loans are also available with rates between 5.99% and 20.74% , showing no change from a week ago. Nasa's auto loan rates range from 4.69% to 6.99% APR today, with no change from 7 days ago but up from 30 and 60 days ago. Recreational loan rates are between 5.79% and 8.74% APR, also unchanged from 7 and 30 days ago and up compared to 30 and 60 days ago.

Connexus's auto loans with APRs ranging from 4.69% to 6.44% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 6.59% and 10.49% , which have also stayed the same over the past month. Spokane Teachers has an Auto loan with a 4.74% APR and a Recreational loan at 6.49% APR. Both rates have stayed the same compared to 7 and 30 days ago, as well as 60 and 90 days ago. Numerica's auto loans with APRs ranging from 4.74% to 14.99% , showing no change from 7 or 30 days ago. Recreational loans have rates between 6.24% and 17.9% , which have also stayed the same over the past 7 and 30 days.

Affinity Plus has auto loans with APRs ranging from 4.74% to 6.24% and motorcycle loans from 4.74% to 7.24% . Unchanged in the past 7 or 60 days. Recreational loans range from 5.49% to 8.24% , also showing no change over the same periods. Potlatch No. 1 Financial has auto loan rates ranging from 4.85% to 5.1% APR, which are unchanged from 7 and 30 days ago but up from 90 days ago. Recreational loan rates are between 6.99% and 7.24% APR and have stayed the same over the past 7, 30, and 60 days.

Nuvision's auto loan rates range from 4.89% to 10.34% APR with no change over the past 7 and 30 days. Motorcycle loans have rates between 6.49% and 15.69% APR, also showing no change. Recreational loan rates are from 5.99% to 18% APR, which is down from 7.99% to 18% thirty days ago. Affinity's auto loans with APRs ranging from 4.94% to 7.55% . These rates have stayed the same compared to 7, 30, and 60 days ago, but they are slightly lower than 90 days ago.

Onpoint Community's auto loan rates range from 4.99% to 12.99% APR today. These rates are unchanged from 7 and 30 days ago and up slightly from 30 and 60 days ago. Compared to 90 days ago, the upper end of the range is higher.

🏦 Local Lenders in Oak Harbor, WA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Island County, WA

Compare other loan types in Oak Harbor, WA

Why compare Vehicle Loans in Oak Harbor, WA on LendMesh

If you’re searching for low car interest rates in Oak Harbor, WA, taking the time to compare multiple lenders on LendMesh can help you uncover better deals and save money. Exploring your options lets you find rates that fit your budget without feeling rushed, so you can confidently choose the loan that works best for you.

Consider subscribing to LendMesh’s personalized alerts to stay informed on the latest vehicle loan offers in Oak Harbor. Simply set your target interest rate, and you’ll receive notifications when rates dip below your chosen threshold. With expert insights and curated loan deals delivered weekly or monthly, you’ll be among the savvy borrowers who never miss a chance to save.

Customers are also interested in:

Low Car Interest Rates