Vehicle Loans in Seattle, WA

Looking for cheap car finance in Seattle, WA? Compare loan offers from local lenders to find low rates that fit your budget. Whether you’re buying new or used, a smart loan can make your next vehicle more affordable.

Seattle drivers trust flexible payment plans that suit their lifestyle. Take a few minutes to explore options and secure fast approval with friendly, reliable service right here at home. Your new car is just a few clicks away!

NewUsed

Filters

Lender
APR
Term
Link
Info
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
nuvisionfederal
5.09 - 10.34 %
7 Yrs
onpointcu
5.14 - 11.49 %
3 - 7 Yrs
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
youracu
5.21 - 14.14 %
3.1 - 7 Yrs
seattlecu
5.24 - 5.74 %
3 - 7 Yrs
fibrecu
5.24 %
4 - 7 Yrs
meriwest
5.24 - 7.59 %
1 - 7 Yrs
unitusccu
5.29 - 6.29 %
dupaco
5.44 - 8.39 %
4 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

University's auto loans with rates from 4.49% to 8.49% APR, which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 10.74% to 12.49% APR and have gone down since 7 and 30 days ago. Nuvision's auto loan rates range from 4.89% to 10.34% APR with no change over the past 7 and 30 days. Motorcycle loans have rates between 6.49% and 15.69% APR, also showing no change. Recreational loan rates are from 5.99% to 18% APR, which is down from 7.99% to 18% thirty days ago.

Onpoint Community's auto loan rates range from 4.99% to 12.74% APR today, which is unchanged from 7 and 30 days ago but higher than 30 and 60 days ago. The rates were higher 90 days ago. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates are unchanged from 7 and 30 days ago but are down from 60 and 90 days ago. America'S Credit Union, A s vehicle loans with auto rates ranging from 5.21% to 14.14% APR and motorcycle loans from 8.05% to 11.49% APR. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates are between 8.9% and 18% APR and have also remained steady over the same periods.

Seattle Metropolitan's auto loan rates range from 5.24% to 5.74% APR today. These rates have shown no change compared to 7 and 30 days ago. Fibre's auto loans with an APR of 5.24% , which has stayed the same over the past 7, 30, and 60 days. Recreational vehicle loans have an APR of 8.24% , unchanged from 7 and 30 days ago but up from 60 days ago. Meriwest's auto loan rates range from 4.99% to 7.59% APR today. unchanged from 7 and 30 days ago but down from 30 days ago.

Unitus Community's auto loans with APRs ranging from 5.04% to 16.09% , showing no change from 7 or 30 days ago. Motorcycle loans have rates between 7.69% and 22.74% , also unchanged over the past 7 and 30 days. Recreational vehicle loans range from 7.24% to 21.49% , with rates steady compared to a week and a month ago. Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates across all recent periods.

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