Vehicle Loans in Seattle, WA

If you have excellent credit and live in Seattle, WA, now’s the perfect time to explore your auto loan options. Comparing rates from local lenders helps you find the best deal for your new or used vehicle—saving money while driving off with confidence.

Seattle drivers deserve loans that match their credit quality. By checking multiple offers side-by-side, you can secure low rates and fast approvals tailored to your needs. Start comparing today and get closer to the car you want with a loan that fits your budget.

NewUsed

Filters

Lender
APR
Term
Link
Info
iqcu
5.49 - 22.49 %
7 Yrs
∞
hzcu
5.49 %
∞
globalcu
5.5 - 13 %
0.5 - 8 Yrs
∞
iccu
5.54 - 6.09 %
4 - 6 Yrs
∞
wsecu
5.58 - 14.74 %
7 Yrs
∞
gesa
5.74 - 11.49 %
3 - 7 Yrs
∞
twinstarcu
5.74 - 18 %
∞
kitsapcu
5.74 - 5.94 %
5 - 7 Yrs
∞
harborstone
5.79 %
∞
rivermarkcu
6.49 %
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Iq's auto loan rates range from 5.44% to 22.49% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. No term is listed for this program. Horizon has an Auto loan rate of 5.49% APR, which is unchanged from 7, 30, and 90 days ago. Their Other loan rate is 6.49% APR with no change over the past 7, 30, and 60 days. Global has vehicle loan rates ranging from 5.5% to 13% APR for auto loans and 6.75% to 16.75% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates range from 7.75% to 15.25% APR and have also remained steady over the same periods.

Idaho Central's auto loan rates are between 5.54% and 6.09% APR today, which is up from 7 and 30 days ago. Motorcycle loan rates are 7.64% APR and have also gone up since a week and a month ago. Recreational loan rates range from 7.29% to 8.89% APR and have decreased compared to 7 and 30 days earlier. Washington State Employees's auto loans with APRs ranging from 5.3% to 14.74% , which have not changed in the past 7 or 30 days. Motorcycle loans have rates between 6.22% and 24.54% , also showing no change over the same periods. Recreational loans range from 6.32% to 21.79% , with rates steady compared to 7 and 30 days ago.

Gesa's auto loan rates range from 5.74% to 11.49% APR, with no change from 7 or 30 days ago. Recreational loan rates are between 6.74% and 8.74% APR, also showing no change over the past 7 and 30 days. Twinstar's auto loan rates range from 5.74% to 18% APR today, with no change from 7 or 30 days ago. Motorcycle loans have rates between 7.99% and 16.99% APR, also showing no change over the past 7 and 30 days. Other vehicle loans range from 7.74% to 18.99% APR, which is up since 60 and 90 days ago.

Kitsap's auto loan rates range from 5.74% to 5.94% APR today, with no change from 7 days ago but down from 30 and 60 days ago. Motorcycle loans have rates between 8% and 8.75% APR, showing no change over the past 7 and 30 days. Recreational loans are at 7.96% APR with no change in the last 7 and 30 days. Harborstone has an auto loan rate of 5.79% APR today, which is unchanged from 7 and 30 days ago. Motorcycle loans have a 7.14% APR with no change over the same period.

Rivermark Community has auto loan rates ranging from 6.24% to 6.49% APR, which are up from 30 and 60 days ago. Motorcycle loans stay steady at 8.49% to 8.99% APR with no change in the past 90 days. Recreational loan rates range from 6.99% to 13.24% APR and have not changed in the last 7 days but are up compared to 30 and 60 days ago.

🏦 Local Lenders in Seattle, WA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in King County, WA

✅CREDIT HUMAN FEDERAL CREDIT UNION
✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION
✅SOUND 66331 CREDIT UNION
✅VERITY CREDIT UNION
✅GLOBAL FEDERAL CREDIT UNION
✅BOEING EMPLOYEES CREDIT UNION
✅WASHINGTON STATE EMPLOYEES CREDIT UNION
✅SALAL CREDIT UNION
✅PUGET SOUND COOPERATIVE CREDIT UNION
✅FIRST TECHNOLOGY FEDERAL CREDIT UNION
✅WHITE RIVER 67201 CREDIT UNION
✅HARBORSTONE CREDIT UNION
✅FARMERS INSURANCE FEDERAL CREDIT UNION
✅RED CANOE CREDIT UNION
✅QUALSTAR CREDIT UNION
✅UKRAINIAN FEDERAL CREDIT UNION
✅GESA CREDIT UNION
✅OUR COMMUNITY CREDIT UNION
✅SNO FALLS CREDIT UNION
✅MERIWEST CREDIT UNION
✅TOPEKA FIREMENS CREDIT UNION
✅SEATTLE METROPOLITAN CREDIT UNION
✅KITSAP CREDIT UNION
✅NUVISION FEDERAL CREDIT UNION
✅CASCADE FEDERAL CREDIT UNION
✅IRONWORKERS USA FEDERAL CREDIT UNION
✅COMMUNITY 1ST 60079 CREDIT UNION
✅NORDSTROM FEDERAL CREDIT UNION
✅EXPRESS CREDIT UNION
✅ALASKA AIR GROUP FEDERAL CREDIT UNION
✅WATERFRONT FEDERAL CREDIT UNION

Compare other loan types in Seattle, WA

Why compare Vehicle Loans in Seattle, WA on LendMesh

If you’re searching for excellent credit auto loan rates in Seattle, WA, take your time exploring all your options on LendMesh. Comparing lenders side-by-side helps you uncover better deals and potentially lower rates, so you can confidently choose the best loan for your budget. A little extra research now can save you money over the life of your loan and get you behind the wheel with peace of mind.

Stay ahead of Seattle’s auto loan market by subscribing to LendMesh’s personalized alerts. Set your target rate, like 4% or 5%, and we’ll notify you the moment offers fall below that number. You’ll also receive expert insights, rate trends, and curated loan deals weekly or monthly—helping you make smart decisions without the hassle. Join thousands of savvy Seattle borrowers who trust LendMesh to find the best auto loan opportunities.

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