Vehicle Loans in Federal Way, WA

Shopping for a car loan in Federal Way, WA? Comparing credit union interest rates can help you find the best deal for your new or used vehicle, saving you money and stress along the way.

Local credit unions offer competitive rates and personalized service, making it easier to finance your car with confidence. Start comparing offers today and drive away with a loan that fits your budget and lifestyle.

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Lender
APR
Term
Link
Info
dcu
4.99 - 10.74 %
3 - 10 Yrs
∞
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
∞
nuvisionfederal
5.09 - 10.34 %
7 Yrs
∞
onpointcu
5.14 - 12.99 %
3 - 7 Yrs
∞
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
∞
youracu
5.21 - 14.14 %
3.1 - 7 Yrs
∞
meriwest
5.24 - 7.59 %
1 - 7 Yrs
∞
seattlecu
5.24 - 5.74 %
3 - 7 Yrs
∞
unitusccu
5.29 - 6.29 %
∞
hzcu
5.49 %
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-22

Credit Union Loan Rates - Trends & Analysis:

Digital has vehicle loan rates ranging from 4.99% to 10.74% for auto loans and 6.25% to 11.35% for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady, ranging from 8.99% to 11.35% . University's auto loans with rates ranging from 4.49% to 8.49% , showing no change over the past 7 and 30 days. Motorcycle loan rates are between 10.74% and 12.49% , which is down from 30 days ago. Nuvision's auto loans with APRs ranging from 4.89% to 10.34% and motorcycle loans from 6.49% to 15.69% . Rates for both have not changed in the past 7 or 30 days. Recreational loan rates range from 5.99% to 18% and have stayed the same over the last 90 days.

Onpoint Community's auto loan rates range from 4.99% to 12.99% APR today. These rates are unchanged from 7 and 30 days ago and up slightly from 30 and 60 days ago. Compared to 90 days ago, the upper end of the range is higher. Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, but they are slightly lower than 90 days ago. America'S Credit Union, A has auto loan rates ranging from 5.21% to 14.14% APR and motorcycle loans from 8.05% to 11.49% APR. Unchanged over the past 7 or 30 days. Recreational loan rates are between 8.9% and 18% APR, also showing no change during the same periods.

Meriwest's auto loan rates range from 4.99% to 7.59% APR today. unchanged from 7 and 30 days ago but down from 30 days ago. Seattle Metropolitan's auto loan rates range from 5.24% to 5.74% APR today. Unchanged compared to 7, 30, or 60 days ago. Unitus Community has auto loan rates ranging from 5.04% to 16.09% APR, with no change in the past 7, 30, or 60 days. Motorcycle loans have rates between 7.69% and 22.74% APR, also showing no change over the same periods. Recreational loan rates range from 7.24% to 21.49% APR and have remained steady as well.

Horizon has an auto loan rate of 5.49% APR, which is unchanged from 7 and 30 days ago. Its recreational loan rate is 8.49% APR today, also steady compared to the past 60 days but higher than the 90–day range. The other loan type shows a 6.49% APR with no change over the last 7, 30, and 60 days.

🏦 Local Lenders in Federal Way, WA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in King County, WA

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✅OUR COMMUNITY CREDIT UNION
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✅MERIWEST CREDIT UNION
✅TOPEKA FIREMENS CREDIT UNION
✅SEATTLE METROPOLITAN CREDIT UNION
✅KITSAP CREDIT UNION
✅NUVISION FEDERAL CREDIT UNION
✅CASCADE FEDERAL CREDIT UNION
✅IRONWORKERS USA FEDERAL CREDIT UNION
✅COMMUNITY 1ST 60079 CREDIT UNION
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✅EXPRESS CREDIT UNION
✅ALASKA AIR GROUP FEDERAL CREDIT UNION
✅WATERFRONT FEDERAL CREDIT UNION

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