Vehicle Loans in Sacramento, CA

Looking for the best new vehicle loan rates in Sacramento, CA? Compare offers from local lenders to find competitive rates that fit your budget and get you behind the wheel faster. It’s simple, quick, and tailored just for Sacramento drivers like you.

Don’t settle for one option—explore multiple loan offers side by side and choose the one that makes the most sense. With clear, friendly guidance, you’ll enjoy a smooth approval process and drive away confident in your new ride and your financing.

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Lender
APR
Term
Link
Info
patelco
5.19 - 17.99 %
4.1 - 7 Yrs
∞
techcu
5.24 - 15.49 %
1 - 7 Yrs
∞
bayfed
5.24 - 6.24 %
4 - 7 Yrs
∞
valleyfirstcu
5.49 %
1 - 4 Yrs
∞
globalcu
5.5 - 13 %
0.5 - 8 Yrs
∞
kinecta
5.54 - 6.19 %
7 Yrs
∞
wescom
5.74 %
5 - 7 Yrs
∞
cafcu
5.99 - 17.75 %
5 Yrs
∞
valleystrong
6.44 - 21.74 %
1 - 4 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Patelco's auto loan rates range from 5.19% to 17.99% APR today, with no change from 7 or 30 days ago but down from 60 and 90 days ago. Motorcycle loans have rates between 6.99% and 16.79% APR, showing no change over the past 7, 30, or 90 days. Technology Credit Union's auto loan rates range from 5.24% to 15.74% APR today. These rates have shown no change compared to 7 and 30 days ago. Bay vehicle loan rates for autos range from 5.24% to 6.24% APR today, with no change from 7 or 30 days ago. Motorcycle loan rates are between 6.24% and 7.24% APR, also showing no change from the past 7 and 30 days.

Valley First's auto loans with rates ranging from 5.49% to 6.49% APR today, which is up from 7 and 30 days ago. Recreational loans have a fixed rate of 8.5% APR, showing no change from the past 7 and 30 days. Global has vehicle loan rates ranging from 5.5% to 13% APR for auto loans and 6.75% to 16.75% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates range from 7.75% to 15.25% APR and have also remained steady over the same periods.

Kinecta's vehicle loan rates for Auto loans range from 5.54% to 6.19% APR, and Motorcycle loans range from 6.24% to 6.74% APR. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates are between 8.09% and 8.49% APR, also with no change over the same periods. Wescom Central's auto loans with an APR range of 5.74% to 6.99% today. These rates have stayed the same compared to 7, 30, and 60 days ago, but the 90–day rate was slightly higher.

California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details. Valley Strong's auto loans with APRs ranging from 6.44% to 22.99% , which are unchanged from 7 and 30 days ago but higher than 60 days ago. Motorcycle loans have rates between 7% and 23% , showing no change over the past 7 and 30 days.

🏦 Local Lenders in Sacramento, CA

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🏘️ All the Lenders Available in Sacramento County, CA

✅THE GOLDEN 1 CREDIT UNION
✅SAFE 68366 CREDIT UNION
✅PATELCO CREDIT UNION
✅UKRAINIAN FEDERAL CREDIT UNION
✅SACRAMENTO CREDIT UNION
✅HERITAGE COMMUNITY CREDIT UNION
✅SCHOOLSFIRST FEDERAL CREDIT UNION
✅PROVIDENT 66343 CREDIT UNION
✅FIRST US COMMUNITY CREDIT UNION
✅SAFE CREDIT UNION
✅CALIFORNIA COMMUNITY CREDIT UNION
✅SELFHELP CREDIT UNION
✅OPERATING ENGINEERS LOCAL UNION 3 CREDIT UNION
✅MERIWEST CREDIT UNION
✅CAHP CREDIT UNION
✅VISION ONE CREDIT UNION
✅POLAM 21502 CREDIT UNION

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