Auto Loans in Sacramento, CA 95817

Shopping for a new car in Sacramento? Understanding the average interest rates can help you find the best deal and save money on your loan. Compare offers from local lenders to see which rates fit your budget and get behind the wheel sooner.

Our friendly team knows Sacramento drivers want quick approvals and flexible terms. By comparing loan options here, you’ll uncover competitive rates tailored to your needs—making your car buying experience easy, affordable, and stress-free.

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3.99 - 6.5 %

4.1 - 7 Yrs

∞

4.09 - 15.79 %

0.1 - 7 Yrs

∞

4.19 - 5.69 %

3 - 7 Yrs

∞

4.24 - 5.2 %

0.1 - 7 Yrs

∞

4.24 - 5.49 %

3 - 7 Yrs

∞

4.24 - 15.99 %

7 Yrs

∞

4.24 - 5.49 %

2 - 7 Yrs

∞

4.26 %

∞

4.29 %

5 Yrs

∞

4.29 - 5.19 %

2 - 7 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Skyla's auto loans with APRs ranging from 3.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 60 days ago. Recreational loan rates range from 6.75% to 9.75% , staying steady compared to 7 and 30 days ago but up from 60 days ago. Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago.

Usc's auto loans with an APR range of 4.19% to 5.69% . These rates have shown no change compared to 7 and 30 days ago. The same stable rates also apply when looking back 60 and 90 days. San Francisco shows an auto loan APR range of 4.24% to 8.75% today, which is down from 7 and 30 days ago. The rates have also decreased compared to 60 and 90 days ago. This a recent drop in auto loan rates at the credit union. Northrop Grumman's auto loans with APRs ranging from 4.24% to 5.79% . These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either.

Pacific Service vehicle loans range from 4.24% to 15.99% for auto loans, which is down from 7 and 30 days ago. Motorcycle loans remain steady at 7.54% to 17.99% , and recreational loans also show no change with rates between 7.24% and 13.59% . Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% , and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged compared to 7, 30, 60, or 90 days ago. Provident's auto loan has a 4.26% APR today, which is unchanged from 7, 30, and 60 days ago. The rate was higher 90 days ago, ranging from 4.26% to 4.99% .

Altura's auto loan rates range from 4.29% to 4.69% APR today, which is down from 7 and 30 days ago. Recreational loan rates are between 7.75% and 10.25% APR and have not changed in the past 7 or 30 days. Community First has auto loan rates ranging from 4.29% to 6.09% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 7.59% and 8.34% , also showing no change over the past 7 and 30 days. Recreational loans range from 7.59% to 9.09% , with rates steady compared to 7 and 30 days ago.

🏦 Local Lenders in Sacramento, CA

THE GOLDEN 1 CREDIT UNION — 2360 STOCKTON BLVD SACRAMENTO CA 95817

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Why compare Vehicle Loans in Sacramento, CA on LendMesh

If you’re searching for the average new car interest rate in Sacramento, CA, remember that rates can vary widely between lenders. Take advantage of LendMesh’s platform to compare offers from trusted banks and credit unions. By exploring multiple options, you can find better deals and potentially lower your monthly payments, helping you get the best value on your next vehicle loan.

Stay ahead of the curve by subscribing to LendMesh’s personalized alerts. Simply set your target interest rate, and we’ll notify you as soon as offers dip below your goal. Choose to receive weekly or monthly updates packed with expert insights, current rate trends, and carefully selected loan deals, all delivered straight to your inbox. Join thousands of Sacramento borrowers who trust LendMesh to make smarter, more informed borrowing decisions.

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