Vehicle Loans in Sacramento, CA

Searching for the best car loan rates in Sacramento, CA? Compare offers from trusted local banks and credit unions to find low interest rates that fit your budget and get you behind the wheel faster.

Whether you’re buying new or refinancing, local lenders offer friendly service and quick approvals, making your car loan experience simple and affordable right here in Sacramento.

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Lender
APR
Term
Link
Info
skylacu
3.99 - 6.5 %
4.1 - 7 Yrs
∞
deltacommunitycu
4.09 - 15.79 %
0.1 - 7 Yrs
∞
usccreditunion
4.19 - 5.69 %
3 - 7 Yrs
∞
sffcu
4.24 - 5.2 %
0.1 - 7 Yrs
∞
ngfcu
4.24 - 5.49 %
3 - 7 Yrs
∞
pacificservice
4.24 - 15.99 %
7 Yrs
∞
firefightersfirstcu
4.24 - 5.49 %
2 - 7 Yrs
∞
providentfcu
4.26 %
∞
alturacu
4.29 %
5 Yrs
∞
comfirstcu
4.29 - 5.19 %
2 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Skyla's auto loans with APRs ranging from 3.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 60 days ago. Recreational loan rates range from 6.75% to 9.75% , staying steady compared to 7 and 30 days ago but up from 60 days ago. Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago.

Usc's auto loans with an APR range of 4.19% to 5.69% . These rates have shown no change compared to 7 and 30 days ago. The same stable rates also apply when looking back 60 and 90 days. San Francisco shows an auto loan APR range of 4.24% to 8.75% today, which is down from 7 and 30 days ago. The rates have also decreased compared to 60 and 90 days ago. This a recent drop in auto loan rates at the credit union. Northrop Grumman's auto loans with APRs ranging from 4.24% to 5.79% . These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either.

Pacific Service vehicle loans range from 4.24% to 15.99% for auto loans, which is down from 7 and 30 days ago. Motorcycle loans remain steady at 7.54% to 17.99% , and recreational loans also show no change with rates between 7.24% and 13.59% . Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% , and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged compared to 7, 30, 60, or 90 days ago. Provident's auto loan has a 4.26% APR today, which is unchanged from 7, 30, and 60 days ago. The rate was higher 90 days ago, ranging from 4.26% to 4.99% .

Altura's auto loan rates range from 4.29% to 4.69% APR today, which is down from 7 and 30 days ago. Recreational loan rates are between 7.75% and 10.25% APR and have not changed in the past 7 or 30 days. Community First has auto loan rates ranging from 4.29% to 6.09% APR, with no change from 7 or 30 days ago. Motorcycle loans are between 7.59% and 8.34% , also showing no change over the past 7 and 30 days. Recreational loans range from 7.59% to 9.09% , with rates steady compared to 7 and 30 days ago.

🏦 Local Lenders in Sacramento, CA

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🏘️ All the Lenders Available in Sacramento County, CA

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