Vehicle Loans in Modesto, CA

Ready to find the best car loan in Modesto, CA? Compare local lenders side by side, so you can choose the loan that fits your budget and gets you behind the wheel faster.

Our easy comparison tool helps Modesto drivers discover competitive rates and friendly service from trusted credit unions and banks. Start saving today and drive off with confidence!

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Lender
APR
Term
Link
Info
patelco
5.19 - 17.99 %
4.1 - 7 Yrs
∞
techcu
5.24 - 15.49 %
1 - 7 Yrs
∞
bayfed
5.24 - 6.24 %
4 - 7 Yrs
∞
valleyfirstcu
5.49 %
1 - 4 Yrs
∞
globalcu
5.5 - 13 %
0.5 - 8 Yrs
∞
kinecta
5.54 - 6.19 %
7 Yrs
∞
wescom
5.74 %
5 - 7 Yrs
∞
cafcu
5.99 - 17.75 %
5 Yrs
∞
valleystrong
6.44 - 21.74 %
1 - 4 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Patelco's auto loan rates range from 5.19% to 17.99% APR today, with no change from 7 or 30 days ago but down from 60 and 90 days ago. Motorcycle loans have rates between 6.99% and 16.79% APR, showing no change over the past 7, 30, or 90 days. Technology Credit Union's auto loan rates range from 5.24% to 15.74% APR today. These rates have shown no change compared to 7 and 30 days ago. Bay vehicle loan rates for autos range from 5.24% to 6.24% APR today, with no change from 7 or 30 days ago. Motorcycle loan rates are between 6.24% and 7.24% APR, also showing no change from the past 7 and 30 days.

Valley First's auto loans with rates ranging from 5.49% to 6.49% APR today, which is up from 7 and 30 days ago. Recreational loans have a fixed rate of 8.5% APR, showing no change from the past 7 and 30 days. Global has vehicle loan rates ranging from 5.5% to 13% APR for auto loans and 6.75% to 16.75% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates range from 7.75% to 15.25% APR and have also remained steady over the same periods.

Kinecta's vehicle loan rates for Auto loans range from 5.54% to 6.19% APR, and Motorcycle loans range from 6.24% to 6.74% APR. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates are between 8.09% and 8.49% APR, also with no change over the same periods. Wescom Central's auto loans with an APR range of 5.74% to 6.99% today. These rates have stayed the same compared to 7, 30, and 60 days ago, but the 90–day rate was slightly higher.

California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details. Valley Strong's auto loans with APRs ranging from 6.44% to 22.99% , which are unchanged from 7 and 30 days ago but higher than 60 days ago. Motorcycle loans have rates between 7% and 23% , showing no change over the past 7 and 30 days.

🏦 Local Lenders in Modesto, CA

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🏘️ All the Lenders Available in Stanislaus County, CA

✅VALLEY FIRST CREDIT UNION
✅SELFHELP CREDIT UNION
✅MOCSE FEDERAL CREDIT UNION
✅MODESTOS FIRST CREDIT UNION
✅CALIFORNIA COMMUNITY CREDIT UNION
✅ROLLING F CREDIT UNION
✅THE GOLDEN 1 CREDIT UNION
✅ORGANIZED LABOR CREDIT UNION

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