Vehicle Loans in San Francisco, CA

Ready to buy a used car in San Francisco? Compare local auto loan offers to find the best rates and terms tailored to your budget. Getting behind the wheel is easier when you know you’ve got a smart loan choice.

San Francisco lenders offer fast approvals and friendly service, helping you drive off with confidence. Whether it’s your first loan or you’re refinancing, local options put you in the driver’s seat without the hassle.

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Lender
APR
Term
Link
Info
aacreditunion
3.34 - 4.09 %
5 Yrs
penfed
3.39 - 5.74 %
3 - 7 Yrs
bcu
3.39 - 5.14 %
6.3 - 7 Yrs
navyfederal
3.89 - 8.95 %
1 - 15 Yrs
lafcu
3.9 - 16.75 %
0.1 - 7 Yrs
certifiedfed
3.99 - 5.49 %
3 - 7 Yrs
sdfcu
3.99 %
3 - 7 Yrs
hfcu
3.99 - 5.19 %
7 Yrs
skylacu
3.99 - 6.5 %
4.1 - 7 Yrs
myconsumers
3.99 - 5.99 %
5.1 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Airlines vehicle loans range from 3.34% to 4.59% for auto loans and 5.59% to 6.34% for recreational loans. These rates show no change compared to 7 and 30 days ago. The rates have remained steady over the past two months. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Baxter's auto loans with APRs ranging from 3.39% to 5.14% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational vehicle loans have rates between 5.44% and 6.44% , showing no change from both 7 and 30 days ago.

Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago. Los Angeles's auto loans with APRs ranging from 3.9% to 16.75% , showing no change over the past 7 and 30 days. Motorcycle loans have a fixed APR of 4.9% , which is also unchanged from a week and a month ago. Recreational loans range from 4.9% to 6.4% , with rates steady during the same periods.

Certified's auto loans with APRs ranging from 3.99% to 5.49% , and recreational vehicle loans with rates between 7.75% and 12.75% . Unchanged over the past 7, 30, or 60 days for either loan type. State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. Hanscom's auto loan rates range from 3.99% to 6.59% APR today, with no change from 7 or 30 days ago. Recreational loan rates are between 6.99% and 8.19% APR, also showing no change over the past 7 and 30 days.

Skyla's auto loans with APRs ranging from 3.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 60 days ago. Recreational loan rates range from 6.75% to 9.75% , staying steady compared to 7 and 30 days ago but up from 60 days ago. Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change from 7 or 30 days ago. Recreational vehicle loans have rates between 8.49% and 10.49% APR, also showing no change over the same periods.

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Why compare Vehicle Loans in San Francisco, CA on LendMesh

If you're searching for a used car auto loan in San Francisco, CA, taking the time to compare multiple lenders can really pay off. LendMesh helps you explore a variety of loan options from trusted banks and credit unions, so you can find deals that fit your budget and needs. Keep comparing to uncover better rates and save more on your next vehicle purchase.

Stay informed and ahead of the market by subscribing to LendMesh’s alert service. Simply set your target rate—whether it’s 4%, 5%, or another goal—and receive personalized notifications when offers dip below your threshold. With weekly or monthly updates featuring expert insights, rate trends, and curated loan deals, San Francisco borrowers can make smarter, more confident auto loan choices.

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