Vehicle Loans in San Francisco, CA

Ready to buy a used car in San Francisco? Compare local auto loan offers to find the best rates and terms tailored to your budget. Getting behind the wheel is easier when you know you’ve got a smart loan choice.

San Francisco lenders offer fast approvals and friendly service, helping you drive off with confidence. Whether it’s your first loan or you’re refinancing, local options put you in the driver’s seat without the hassle.

NewUsed

Filters

Lender
APR
Term
Link
Info
aacreditunion
3.84 - 4.59 %
5 Yrs
navyfederal
3.89 - 9.9 %
1 - 15 Yrs
lafcu
3.9 - 16.75 %
0.1 - 7 Yrs
sdfcu
3.99 - 4.49 %
3 - 7 Yrs
certifiedfed
3.99 - 5.49 %
3 - 7 Yrs
americaschristiancu
3.99 - 4.24 %
1 - 7 Yrs
hfcu
3.99 - 6.59 %
7 Yrs
usccreditunion
4.19 - 5.69 %
3 - 7 Yrs
ngfcu
4.24 - 5.79 %
3 - 7 Yrs
firefightersfirstcu
4.24 - 5.49 %
2 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Airlines vehicle loans range from 3.34% to 4.59% for auto loans and 5.59% to 6.34% for recreational loans. These rates show no change compared to 7 and 30 days ago. The rates have remained steady over the past two months. Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago.

Los Angeles's auto loans with APRs ranging from 3.9% to 16.75% , showing no change over the past 7 and 30 days. Motorcycle loans have a fixed APR of 4.9% , which is also unchanged from a week and a month ago. Recreational loans range from 4.9% to 6.4% , with rates steady during the same periods. State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago.

Certified's auto loans with APRs ranging from 3.99% to 5.49% , and recreational vehicle loans with rates between 7.75% and 12.75% . Unchanged over the past 7, 30, or 60 days for either loan type. America'S Christian's auto loans with APRs ranging from 3.99% to 4.24% , showing no change from 7 or 30 days ago. Motorcycle loans have a fixed APR of 5.24% , also with no change over the same periods. Recreational loan rates range from 4.99% to 5.24% , remaining steady compared to 7 and 30 days prior.

Hanscom's auto loan rates range from 3.99% to 6.59% APR today, with no change from 7 or 30 days ago. Recreational loan rates are between 6.99% and 8.19% APR, also showing no change over the past 7 and 30 days. Usc's auto loans with an APR range of 4.19% to 5.69% . These rates have shown no change compared to 7 and 30 days ago. The same stable rates also apply when looking back 60 and 90 days. Northrop Grumman's auto loans with APRs ranging from 4.24% to 5.79% . These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either.

Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% , and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged compared to 7, 30, 60, or 90 days ago.

🏦 Local Lenders in San Francisco, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in San Francisco County, CA

Compare other loan types in San Francisco, CA

Why compare Vehicle Loans in San Francisco, CA on LendMesh

If you're searching for a used car auto loan in San Francisco, CA, taking the time to compare multiple lenders can really pay off. LendMesh helps you explore a variety of loan options from trusted banks and credit unions, so you can find deals that fit your budget and needs. Keep comparing to uncover better rates and save more on your next vehicle purchase.

Stay informed and ahead of the market by subscribing to LendMesh’s alert service. Simply set your target rate—whether it’s 4%, 5%, or another goal—and receive personalized notifications when offers dip below your threshold. With weekly or monthly updates featuring expert insights, rate trends, and curated loan deals, San Francisco borrowers can make smarter, more confident auto loan choices.

Customers are also interested in:

Used Car Auto Loan