Vehicle Loans in San Francisco, CA

Looking for a cheap car loan interest rate in San Francisco, CA? Compare offers from trusted local lenders to find rates that fit your budget and get you on the road faster. It’s simple, transparent, and tailored just for Bay Area drivers.

Save time and money by exploring competitive car loan options right here in San Francisco. Whether you’re buying new or used, finding the best rate means lower monthly payments and a smoother ride to your next adventure.

NewUsed

Filters

Lender
APR
Term
Link
Info
bcu
2.89 - 6.44 %
3.1 - 7 Yrs
aacreditunion
3.34 - 4.09 %
5 Yrs
penfed
3.39 - 5.74 %
3 - 7 Yrs
navyfederal
3.89 - 7.39 %
1 - 8 Yrs
lafcu
3.9 - 16.75 %
0.1 - 7 Yrs
certifiedfed
3.99 - 5.49 %
3 - 7 Yrs
sdfcu
3.99 %
3 - 7 Yrs
skylacu
3.99 - 6.5 %
4.1 - 7 Yrs
deltacommunitycu
3.99 - 15.79 %
0.1 - 7 Yrs
myconsumers
3.99 - 5.99 %
5.1 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-20

Credit Union Loan Rates - Trends & Analysis:

Baxter's auto loan rates range from 2.89% to 7.44% APR today. These rates are up from 7 days ago but down compared to 30 and 60 days ago. The 90–day rates were higher than today's range. American Airlines has auto loan rates ranging from 3.34% to 4.59% APR with no change from 7 or 30 days ago. Recreational vehicle loans have rates between 5.59% and 6.34% APR, also showing no change over the past 7 and 30 days. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago.

Navy Federal Credit Union's auto loans range from 3.89% to 9.9% , with no change from 7 or 30 days ago. Motorcycle loans range from 7.45% to 10.05% APR and have stayed the same over the past 7 and 30 days. Recreational loans also show no change, with rates between 6.95% and 9.9% . Los Angeles's auto loans with APRs ranging from 3.9% to 16.75% , showing no change over the past 7 and 30 days. Motorcycle loans have a fixed APR of 4.9% , which is also unchanged from a week and a month ago. Recreational loans range from 4.9% to 6.4% , with rates steady during the same periods.

Certified's auto loans with APRs ranging from 3.99% to 5.49% and recreational loans from 7.75% to 12.75% . Unchanged over the past 7, 30, 60, or 90 days. Both loan types provide steady rates for borrowers. State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. Skyla's auto loans with APRs ranging from 3.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 60 days ago. Recreational loan rates range from 6.75% to 9.75% , staying steady compared to 7 and 30 days ago but up from 60 days ago.

Delta Community's auto loans with APRs ranging from 3.99% to 16.09% , which is down from 7 and 30 days ago. Their other loan rates range from 3.99% to 17.59% and have also decreased compared to a week and a month ago. Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change in the past 7 or 30 days. Recreational vehicle loans have rates between 8.49% and 10.49% APR, which have also stayed the same over the last month.

🏦 Local Lenders in San Francisco, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in San Mateo County, CA

Compare other loan types in San Francisco, CA

Why compare Vehicle Loans in San Francisco, CA on LendMesh

If you’re searching for a cheap car loan interest rate in San Francisco, CA, taking time to compare offers can make a big difference. LendMesh helps you explore multiple lenders side-by-side, uncovering better deals tailored to your needs. Keep checking back to find the most affordable options and make your car purchase with confidence, knowing you’ve made an informed choice.

To stay ahead of the best rates in San Francisco, consider subscribing to LendMesh’s alerts. Just set your target interest rate—whether it’s 4% or 5%—and we’ll notify you as soon as loan offers dip below that mark. You’ll also receive expert insights, market trends, and curated loan deals weekly or monthly, keeping you informed and ready to grab the smartest financing opportunities.

Customers are also interested in:

Cheap Car Loan Interest Rate