Vehicle Loans in Monterey, CA

Looking for a car loan as a student in Monterey, CA? Compare offers from local lenders to find the best rates and terms that fit your budget. It’s simple to get started and see how much you could save on your next vehicle.

Whether you’re buying new or used, refinancing, or upgrading, local credit unions and banks offer fast approvals and flexible options. Take a moment to compare and drive away with confidence knowing you got the best deal in Monterey.

NewUsed

Filters

Lender
APR
Term
Link
Info
sesloc
5.74 - 16 %
5.1 - 7 Yrs
∞
valleyfirstcu
5.79 - 6.49 %
1 - 4 Yrs
∞
kinecta
6.19 %
7 Yrs
∞
wescom
6.24 - 6.99 %
5 - 7 Yrs
∞
cafcu
6.49 - 17.75 %
5 Yrs
∞
valleystrong
6.69 - 22.99 %
1 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Sesloc's auto loan rates range from 4.99% to 16% APR today, with no change from 7 or 30 days ago but down from 60 days ago. Recreational loan rates are between 8.05% and 15.7% APR, showing no change over the past 7 and 30 days. Valley First's auto loans with rates ranging from 5.49% to 6.49% APR today, which is up from 7 and 30 days ago. Recreational loans have a fixed rate of 8.5% APR, showing no change from the past 7 and 30 days. Kinecta's vehicle loan rates for Auto loans range from 5.54% to 6.19% APR, and Motorcycle loans range from 6.24% to 6.74% APR. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates are between 8.09% and 8.49% APR, also with no change over the same periods.

Wescom Central's auto loans with an APR range of 5.74% to 6.99% today. These rates have stayed the same compared to 7, 30, and 60 days ago, but the 90–day rate was slightly higher. California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details. Valley Strong's auto loans with APRs ranging from 6.44% to 22.99% , which are unchanged from 7 and 30 days ago but higher than 60 days ago. Motorcycle loans have rates between 7% and 23% , showing no change over the past 7 and 30 days.

🏦 Local Lenders in Monterey, CA

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🏘️ All the Lenders Available in Monterey County, CA

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Why compare Vehicle Loans in Monterey, CA on LendMesh

If you’re searching for a car student loan in Monterey, CA, take your time comparing offers on LendMesh. Exploring multiple lenders helps you uncover better rates and terms that fit your budget. With options from trusted banks and credit unions all in one place, you can make a well-informed choice without feeling rushed.

Stay ahead of the best loan deals by subscribing to LendMesh’s personalized alerts. Just set your ideal interest rate—say 4% or 5%—and get notified as soon as new offers match your target. Along with weekly or monthly updates, you’ll receive expert insights and trends to help Monterey borrowers like you secure smarter financing for your vehicle.