Vehicle Loans in Monterey, CA

Looking for a car loan as a student in Monterey, CA? Compare offers from local lenders to find the best rates and terms that fit your budget. It’s simple to get started and see how much you could save on your next vehicle.

Whether you’re buying new or used, refinancing, or upgrading, local credit unions and banks offer fast approvals and flexible options. Take a moment to compare and drive away with confidence knowing you got the best deal in Monterey.

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Lender
APR
Term
Link
Info
blupeak
4.35 - 6.25 %
2 - 7 Yrs
redwoodcu
4.39 - 5.59 %
3 - 7 Yrs
hondafcu
4.49 - 6.49 %
4 - 8 Yrs
orangecountyscu
4.49 - 14.64 %
4 - 7 Yrs
partnersfcu
4.49 - 6.24 %
3 - 7 Yrs
cefcu
4.49 %
5.5 Yrs
altaone
4.49 - 5.99 %
7 Yrs
university-credit-union
4.49 - 8.49 %
3 - 7 Yrs
schoolsfirstfcu
4.59 - 18 %
3 - 7 Yrs
cusocal
4.64 - 13.89 %
7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Blupeak's auto loans with APRs ranging from 4.35% to 7.25% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 8.99% and 13.99% , which are also unchanged over the same periods. Both loan types maintain steady rates compared to previous months. Redwood's auto loans with APRs ranging from 4.39% to 6.09% , showing no change from 7 and 30 days ago. Recreational vehicle loans have rates between 7.24% and 10.24% , also with no change over the past 7 and 30 days.

Honda vehicle loans range from 4.49% to 6.84% for auto loans and 6.49% to 6.99% for motorcycle loans. Rates for both programs show no change from 7 or 30 days ago. Recreational loans range from 6.49% to 9.99% with no change from 7 days ago. Orange County'S vehicle loans have an APR range from 4.49% to 14.64% today. The rates are unchanged from 7, 30, and 60 days ago but are down compared to 90 days ago. This applies to their auto loans. Partners has auto loan rates ranging from 4.49% to 6.49% APR, with no change over the past 7, 30, or 60 days. Motorcycle loans are at 7.99% APR and have stayed the same during that time.

Citizens Equity First has auto loan rates ranging from 4.49% to 4.84% APR today. These rates are up compared to 7 and 30 days ago. No term is listed for this program. Altaone's auto loans with an APR range of 4.49% to 11.49% . These rates have shown no change compared to 7 and 30 days ago, as well as 60 and 90 days ago. University's auto loans with rates from 4.49% to 8.49% APR, which have stayed the same over the past 7 and 30 days. Motorcycle loan rates range from 10.74% to 12.49% APR and have gone down since 7 and 30 days ago.

Schoolsfirst's auto loans with APRs ranging from 4.59% to 18% . These rates have shown no change compared to 7, 30, 60, and 90 days ago. Credit Union Of Southern California's auto loans with APRs ranging from 4.64% to 14.14% , which have not changed in the past 7 or 30 days. Motorcycle loans have rates between 7.24% and 11.49% , and recreational loans range from 7.24% to 12.49% , both showing no change over the same periods.

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Why compare Vehicle Loans in Monterey, CA on LendMesh

If you’re searching for a car student loan in Monterey, CA, take your time comparing offers on LendMesh. Exploring multiple lenders helps you uncover better rates and terms that fit your budget. With options from trusted banks and credit unions all in one place, you can make a well-informed choice without feeling rushed.

Stay ahead of the best loan deals by subscribing to LendMesh’s personalized alerts. Just set your ideal interest rate—say 4% or 5%—and get notified as soon as new offers match your target. Along with weekly or monthly updates, you’ll receive expert insights and trends to help Monterey borrowers like you secure smarter financing for your vehicle.