Vehicle Loans in San Diego, CA

Looking for the average car loan interest rate in San Diego, CA? Compare local vehicle loan offers to find the best rates tailored for your budget. Whether you’re buying new or used, a quick rate check can save you money and time.

San Diego drivers deserve simple, fast loan approvals with clear terms. Explore competitive rates from trusted lenders right here, so you can get behind the wheel without the hassle. Start comparing today and drive away with confidence.

NewUsed

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Lender
APR
Term
Link
Info
aacreditunion
3.34 - 4.09 %
5 Yrs
penfed
3.39 - 5.74 %
3 - 7 Yrs
bcu
3.39 - 5.14 %
6.3 - 7 Yrs
navyfederal
3.89 - 8.95 %
1 - 15 Yrs
lafcu
3.9 - 16.75 %
0.1 - 7 Yrs
hfcu
3.99 - 5.19 %
7 Yrs
certifiedfed
3.99 - 5.49 %
3 - 7 Yrs
myconsumers
3.99 - 5.99 %
5.1 - 7 Yrs
sdfcu
3.99 %
3 - 7 Yrs
americaschristiancu
3.99 - 4.24 %
1 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Airlines vehicle loans range from 3.34% to 4.59% for auto loans and 5.59% to 6.34% for recreational loans. These rates show no change compared to 7 and 30 days ago. The rates have remained steady over the past two months. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Baxter's auto loans with APRs ranging from 3.39% to 5.14% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational vehicle loans have rates between 5.44% and 6.44% , showing no change from both 7 and 30 days ago.

Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago. Los Angeles's auto loans with APRs ranging from 3.9% to 16.75% , showing no change over the past 7 and 30 days. Motorcycle loans have a fixed APR of 4.9% , which is also unchanged from a week and a month ago. Recreational loans range from 4.9% to 6.4% , with rates steady during the same periods.

Hanscom's auto loan rates range from 3.99% to 6.59% APR today, with no change from 7 or 30 days ago. Recreational loan rates are between 6.99% and 8.19% APR, also showing no change over the past 7 and 30 days. Certified's auto loans with APRs ranging from 3.99% to 5.49% , and recreational vehicle loans with rates between 7.75% and 12.75% . Unchanged over the past 7, 30, or 60 days for either loan type. Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change from 7 or 30 days ago. Recreational vehicle loans have rates between 8.49% and 10.49% APR, also showing no change over the same periods.

State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. America'S Christian's auto loans with APRs ranging from 3.99% to 4.24% , showing no change from 7 or 30 days ago. Motorcycle loans have a fixed APR of 5.24% , also with no change over the same periods. Recreational loan rates range from 4.99% to 5.24% , remaining steady compared to 7 and 30 days prior.

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Why compare Vehicle Loans in San Diego, CA on LendMesh

If you’re searching for the average car loan interest in San Diego, CA, it pays to keep comparing lenders on LendMesh. Our platform connects you with multiple trusted banks and credit unions, helping you discover better deals and cheaper options tailored to your needs. Take your time exploring rates so you can make a confident choice that fits your budget and drives you closer to your next vehicle.

Stay informed effortlessly by subscribing to LendMesh’s alerts. Simply set your target interest rate—say 4% or 5%—and get notified the moment offers dip below that mark. You’ll receive weekly or monthly updates packed with expert insights, rate trends, and specially selected loan deals, all delivered right to your inbox. Join thousands of San Diego borrowers who trust LendMesh to keep them ahead and never miss a great opportunity.

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