Vehicle Loans in San Diego, CA

Looking for the best used vehicle interest rates in San Diego, CA? Compare local loan offers easily to find a plan that fits your budget and gets you behind the wheel faster. Our friendly service helps you understand your options without any hassle.

San Diego drivers trust us to deliver clear, low-cost loan options tailored to their needs. Whether you’re buying your first car or upgrading, comparing rates here ensures you get the most value and a smooth approval process every time.

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Lender
APR
Term
Link
Info
aacreditunion
3.84 - 4.59 %
5 Yrs
∞
navyfederal
3.89 - 9.9 %
1 - 15 Yrs
∞
lafcu
3.9 - 16.75 %
0.1 - 7 Yrs
∞
sdfcu
3.99 - 4.49 %
3 - 7 Yrs
∞
certifiedfed
3.99 - 5.49 %
3 - 7 Yrs
∞
americaschristiancu
3.99 - 4.24 %
1 - 7 Yrs
∞
hfcu
3.99 - 6.59 %
7 Yrs
∞
usccreditunion
4.19 - 5.69 %
3 - 7 Yrs
∞
ngfcu
4.24 - 5.79 %
3 - 7 Yrs
∞
firefightersfirstcu
4.24 - 5.49 %
2 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Airlines has auto loan rates ranging from 3.34% to 4.59% APR, with no change from 7 or 30 days ago. Recreational loan rates are between 5.59% and 6.34% APR, also showing no change over the same periods. Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago.

Los Angeles's auto loans with APRs ranging from 3.9% to 16.75% , showing no change over the past 7 and 30 days. Motorcycle loans have a fixed APR of 4.9% , which is also unchanged from a week and a month ago. Recreational loans range from 4.9% to 6.4% , with rates steady during the same periods. State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago.

Certified's auto loans with APRs ranging from 3.99% to 5.49% , and recreational vehicle loans with rates between 7.75% and 12.75% . Unchanged over the past 7, 30, or 60 days for either loan type. America'S Christian has auto loan rates ranging from 3.99% to 4.24% APR, with no change from 7 or 30 days ago. Motorcycle loans are at 5.24% APR, also showing no change over the same periods. Hanscom's auto loan rates range from 3.99% to 6.59% APR today, with no change from 7 or 30 days ago. Recreational loan rates are between 6.99% and 8.19% APR, also showing no change over the past 7 and 30 days.

Usc's auto loans with an APR range of 4.19% to 5.69% . These rates have shown no change compared to 7 and 30 days ago. The same stable rates also apply when looking back 60 and 90 days. Northrop Grumman's auto loan rates range from 4.24% to 5.79% APR today. These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either. Firefighters First's auto loans with APRs ranging from 4.24% to 5.49% , and recreational vehicle loans with rates between 7.49% and 8.99% . Unchanged compared to 7, 30, 60, or 90 days ago.

🏦 Local Lenders in San Diego, CA

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in San Diego County, CA

✅MISSION FEDERAL CREDIT UNION
✅CALIFORNIA CREDIT UNION
✅CHULA VISTA CITY EMPLOYEES FEDERAL CREDIT UNION
✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION
✅WHEELHOUSE CREDIT UNION
✅SAN DIEGO COUNTY CREDIT UNION
✅CALIFORNIA COAST CREDIT UNION
✅CABRILLO CREDIT UNION
✅EMPLOYEES CHOICE FEDERAL CREDIT UNION
✅INLAND FEDERAL CREDIT UNION
✅BLUPEAK CREDIT UNION
✅MYPOINT CREDIT UNION
✅ESCONDIDO FEDERAL CREDIT UNION
✅FRONTWAVE CREDIT UNION
✅NUVISION FEDERAL CREDIT UNION
✅EAST COUNTY SCHOOLS FEDERAL CREDIT UNION
✅SCHOOLSFIRST FEDERAL CREDIT UNION
✅SAN DIEGO FIREFIGHTERS FEDERAL CREDIT UNION
✅FIRST TECHNOLOGY FEDERAL CREDIT UNION
✅NORTHROP GRUMMAN FEDERAL CREDIT UNION
✅DIXIES FEDERAL CREDIT UNION
✅CERTIFIED FEDERAL CREDIT UNION
✅SELFHELP CREDIT UNION
✅FINANCIAL PARTNERS 68457 CREDIT UNION

Compare other loan types in San Diego, CA

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