Auto Loans in Surprise, AZ 85388

Searching for the best used car finance deals in Surprise, AZ? Compare offers from trusted local lenders to find low rates and fast approvals that fit your budget. Getting behind the wheel of your next car has never been easier.

Whether you’re upgrading or refinancing, Surprise residents can count on friendly service and competitive rates tailored to the community. Take a moment to explore your options and drive away with confidence today.

New Used

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Link

Info

5.24 - 7.74 %

0.1 - 7 Yrs

∞

5.29 - 5.84 %

5 - 7 Yrs

∞

5.44 - 8.39 %

4 - 7 Yrs

∞

5.5 - 13 %

0.5 - 8 Yrs

∞

5.558 %

5 Yrs

∞

5.74 - 5.99 %

0.6 - 7 Yrs

∞

5.75 - 18.53 %

4.1 - 15 Yrs

∞

5.84 %

∞

6.49 - 17.75 %

5 Yrs

∞

8.95 - 9.95 %

7 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Credit Union West's auto loans with APRs ranging from 5.24% to 7.74% , which are unchanged from 7 and 30 days ago but higher than 60 days ago. Motorcycle loans have rates between 5.74% and 7.24% , showing no change over the past 7 and 30 days. Recreational loans are fixed at 5.74% , also with no recent changes. Arizona Financial has auto loan rates ranging from 5.29% to 5.84% APR, with no change over the past 7, 30, 60, or 90 days. Motorcycle loans have rates between 7.24% and 8.19% APR, also showing no change in the same periods. Recreational loan rates range from 7.24% to 8.49% APR and have remained steady over the last 7, 30, and 60 days.

Dupaco Community has auto loan rates ranging from 4.99% to 8.39% APR, with no change over the past 7, 30, or 90 days. Recreational vehicle loans range from 7.09% to 10.04% APR and have also stayed the same compared to 7, 30, 60, and 90 days ago. Global has vehicle loan rates ranging from 5.5% to 13% APR for auto loans and 6.75% to 16.75% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates range from 7.75% to 15.25% APR and have also remained steady over the same periods.

Notre Dame has an auto loan rate of 5.56% APR today, which is unchanged from 7 and 30 days ago. Motorcycle loans are at 7.27% APR with no change from a week ago. Recreational loan rates are 8.77% APR today, up from a range of 7.27% to 8.77% thirty days ago. Pima's auto loans with APRs ranging from 5.74% to 5.99% , and motorcycle loans with rates between 7.74% and 7.99% . These rates have shown no change compared to 7 and 60 days ago. Recreational loan rates also remain steady, ranging from 7.74% to 8.74% .

Truwest's auto loans with an APR range of 6.15% to 18.53% . Unchanged over the past 7, 30, 60, or 90 days. Desert Financial has an auto loan with an APR of 5.84% . This rate has not changed over the past 7, 30, 60, or 90 days. California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details.

Hughes's auto loans with APRs ranging from 8.95% to 9.95% , which have not changed in the past 7, 30, or 60 days. Motorcycle loans have rates between 9.7% and 10.7% , also showing no change over the same periods. Other vehicle loans carry a fixed APR of 11.2% , remaining steady as well.

🏦 Local Lenders in Surprise, AZ

DESERT FINANCIAL CREDIT UNION — 15215 N COTTON LN SURPRISE AZ 85388

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Maricopa County, AZ

✅TRUWEST CREDIT UNION

✅CREDIT UNION WEST CREDIT UNION

✅DESERT FINANCIAL CREDIT UNION

✅ARIZONA FINANCIAL CREDIT UNION

✅MARISOL FEDERAL CREDIT UNION

✅ONEAZ CREDIT UNION

✅COPPER STATE CREDIT UNION

✅BANNER FEDERAL CREDIT UNION

✅INTERFAITH FEDERAL CREDIT UNION

✅FIRST 68444 CREDIT UNION

✅UHAUL CREDIT UNION

✅ARIZONA CENTRAL CREDIT UNION

✅GLOBAL FEDERAL CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅SIERRA PACIFIC FEDERAL CREDIT UNION

✅NOTRE DAME FEDERAL CREDIT UNION

✅AERO FEDERAL CREDIT UNION

✅MOUNTAIN AMERICA FEDERAL CREDIT UNION

✅VANTAGE WEST CREDIT UNION

✅SOUTHWEST AIRLINES FEDERAL CREDIT UNION

✅AMERICAN AIRLINES FEDERAL CREDIT UNION

✅BLUE WATER FEDERAL CREDIT UNION

✅SAN DIEGO FIREFIGHTERS FEDERAL CREDIT UNION

✅CHICAGO AVENUE GARAGE FEDERAL CREDIT UNION

✅FLORIDA WEST COAST CREDIT UNION

✅ALHAMBRA CREDIT UNION

✅SUNWEST 2226 CREDIT UNION

✅AMERICA FIRST FEDERAL CREDIT UNION

✅EM FEDERAL CREDIT UNION

✅GREENWICH MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION

✅LANDINGS CREDIT UNION

✅MAYO EMPLOYEES FEDERAL CREDIT UNION

✅FARMERS INSURANCE FEDERAL CREDIT UNION

✅UNIFY FINANCIAL FEDERAL CREDIT UNION

✅NUVISION FEDERAL CREDIT UNION

✅NORTHROP GRUMMAN FEDERAL CREDIT UNION

✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION

✅TRUGROCER FEDERAL CREDIT UNION

Compare other loan types in Surprise, AZ

Why compare Vehicle Loans in Surprise, AZ on LendMesh

If you’re searching for the best used car finance deals in Surprise, AZ, it pays to keep comparing lenders on LendMesh. Exploring multiple options helps you uncover better rates and cheaper offers tailored to your needs. Take your time browsing—finding the right loan can make a big difference in what you pay over time, and LendMesh is here to make that process simple and transparent.

Consider subscribing to LendMesh for personalized loan alerts designed just for you. Set your target interest rate, like 4% or 5%, and get notified the moment offers fall below that mark. You’ll also receive weekly or monthly updates packed with expert insights, current rate trends, and hand-picked deals. Join thousands of smart borrowers in Surprise, AZ, who trust LendMesh to stay informed and grab the best car financing opportunities.

Customers are also interested in:

Best Used Car Finance Deals