Auto Loans in Phoenix, AZ 85041

Ready to find the best loan for your home or car in Phoenix, AZ? Comparing offers from trusted local lenders helps you secure low rates and fast approvals, so you can make your next big purchase with confidence.

Whether you’re buying a new car or refinancing an existing loan, local lenders in Phoenix understand your needs. Explore competitive loan options tailored to Valley residents and get one step closer to your dream home or vehicle today.

New Used

Filters

Zip Code

Credit Score

Sort By

Sort Type

Lender

APR

Term

Link

Info

5.24 - 7.74 %

0.1 - 7 Yrs

∞

5.29 - 5.84 %

5 - 7 Yrs

∞

5.44 - 8.39 %

4 - 7 Yrs

∞

5.5 - 13 %

0.5 - 8 Yrs

∞

5.558 %

5 Yrs

∞

5.74 - 5.99 %

0.6 - 7 Yrs

∞

5.75 - 18.53 %

4.1 - 15 Yrs

∞

5.84 %

∞

6.49 - 17.75 %

5 Yrs

∞

8.95 - 9.95 %

7 Yrs

∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Credit Union West's auto loans with APRs ranging from 5.24% to 7.74% , which are unchanged from 7 and 30 days ago but higher than 60 days ago. Motorcycle loans have rates between 5.74% and 7.24% , showing no change over the past 7 and 30 days. Recreational loans are fixed at 5.74% , also with no recent changes. Arizona Financial has auto loan rates ranging from 5.29% to 5.84% APR, with no change over the past 7, 30, 60, or 90 days. Motorcycle loans have rates between 7.24% and 8.19% APR, also showing no change in the same periods. Recreational loan rates range from 7.24% to 8.49% APR and have remained steady over the last 7, 30, and 60 days.

Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates across all recent periods. Global has vehicle loan rates ranging from 5.5% to 13% APR for auto loans and 6.75% to 16.75% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates range from 7.75% to 15.25% APR and have also remained steady over the same periods.

Notre Dame has an auto loan rate of 5.56% APR today, which is unchanged from 7 and 30 days ago. Motorcycle loans are at 7.27% APR with no change from a week ago. Recreational loan rates are 8.77% APR today, up from a range of 7.27% to 8.77% thirty days ago. Pima's auto loans with APRs ranging from 5.74% to 5.99% , and motorcycle loans with rates between 7.74% and 7.99% . These rates have shown no change compared to 7 and 60 days ago. Recreational loan rates also remain steady, ranging from 7.74% to 8.74% .

Truwest's auto loans with APRs ranging from 5.75% to 18.53% today. The rates are down from 7 and 30 days ago, when the range was 6.15% to 18.53% . There is no term listed for this program. Desert Financial has an auto loan with an APR of 5.84% . This rate has not changed in the past 7, 30, 60, or 90 days. California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details.

Hughes's auto loans with APRs ranging from 8.95% to 9.95% , which have not changed in the past 7, 30, or 60 days. Motorcycle loans have rates between 9.7% and 10.7% , also showing no change over the same periods. Other vehicle loans carry a fixed APR of 11.2% , remaining steady as well.

🏦 Local Lenders in Phoenix, AZ

GLOBAL FEDERAL CREDIT UNION — 6020 S 35TH AVE PHOENIX AZ 85041

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Maricopa County, AZ

✅TRUWEST CREDIT UNION

✅CREDIT UNION WEST CREDIT UNION

✅DESERT FINANCIAL CREDIT UNION

✅ARIZONA FINANCIAL CREDIT UNION

✅MARISOL FEDERAL CREDIT UNION

✅ONEAZ CREDIT UNION

✅COPPER STATE CREDIT UNION

✅BANNER FEDERAL CREDIT UNION

✅INTERFAITH FEDERAL CREDIT UNION

✅FIRST 68444 CREDIT UNION

✅UHAUL CREDIT UNION

✅ARIZONA CENTRAL CREDIT UNION

✅GLOBAL FEDERAL CREDIT UNION

✅NAVY FEDERAL CREDIT UNION FEDERAL CREDIT UNION

✅SIERRA PACIFIC FEDERAL CREDIT UNION

✅NOTRE DAME FEDERAL CREDIT UNION

✅AERO FEDERAL CREDIT UNION

✅MOUNTAIN AMERICA FEDERAL CREDIT UNION

✅VANTAGE WEST CREDIT UNION

✅SOUTHWEST AIRLINES FEDERAL CREDIT UNION

✅AMERICAN AIRLINES FEDERAL CREDIT UNION

✅BLUE WATER FEDERAL CREDIT UNION

✅SAN DIEGO FIREFIGHTERS FEDERAL CREDIT UNION

✅CHICAGO AVENUE GARAGE FEDERAL CREDIT UNION

✅FLORIDA WEST COAST CREDIT UNION

✅ALHAMBRA CREDIT UNION

✅SUNWEST 2226 CREDIT UNION

✅AMERICA FIRST FEDERAL CREDIT UNION

✅EM FEDERAL CREDIT UNION

✅GREENWICH MUNICIPAL EMPLOYEES FEDERAL CREDIT UNION

✅LANDINGS CREDIT UNION

✅MAYO EMPLOYEES FEDERAL CREDIT UNION

✅FARMERS INSURANCE FEDERAL CREDIT UNION

✅UNIFY FINANCIAL FEDERAL CREDIT UNION

✅NUVISION FEDERAL CREDIT UNION

✅NORTHROP GRUMMAN FEDERAL CREDIT UNION

✅FIREFIGHTERS FIRST FEDERAL CREDIT UNION

✅TRUGROCER FEDERAL CREDIT UNION

Compare other loan types in Phoenix, AZ

Why compare Vehicle Loans in Phoenix, AZ on LendMesh

If you’re in Phoenix, AZ and exploring home or car loan options, it’s worth taking the time to compare offers from multiple lenders on LendMesh. This way, you can uncover better deals and more affordable rates that fit your budget. By shopping around, you empower yourself to make smarter financial decisions without feeling rushed or pressured.

For a more hands-off approach, consider subscribing to LendMesh’s personalized alerts. Simply set your ideal rate—say 5% or 4%—and you’ll receive notifications the moment loan offers dip below that threshold. With regular updates featuring expert insights, rate trends, and curated loan deals, Phoenix borrowers can stay informed and ready to act when the best opportunities arise.

Customers are also interested in:

Home Loan Car Loan