Vehicle Loans in Phoenix, AZ

Searching for a used vehicle loan in Phoenix, AZ? Compare offers from local lenders to find the best rates and terms that fit your budget. Getting behind the wheel of your next car should be easy and affordable.

Phoenix drivers trust hometown lenders for quick approvals and fair rates. Take a moment to explore your options and save on your used vehicle loan with lenders who understand your needs and community.

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Lender
APR
Term
Link
Info
cuwest
5.24 - 7.74 %
0.1 - 7 Yrs
arizonafinancial
5.29 - 5.84 %
5 - 7 Yrs
dupaco
5.44 - 8.39 %
4 - 7 Yrs
globalcu
5.5 - 13 %
0.5 - 8 Yrs
notredamefcu
5.558 %
5 Yrs
pimafederal
5.74 - 5.99 %
0.6 - 7 Yrs
truwest
5.75 - 18.53 %
4.1 - 15 Yrs
desertfinancial
5.84 %
cafcu
6.49 - 17.75 %
5 Yrs
hughesfcu
8.95 - 9.95 %
7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Credit Union West's auto loans with APRs ranging from 5.24% to 7.74% , which are unchanged from 7 and 30 days ago but higher than 60 days ago. Motorcycle loans have rates between 5.74% and 7.24% , showing no change over the past 7 and 30 days. Recreational loans are fixed at 5.74% , also with no recent changes. Arizona Financial has auto loan rates ranging from 5.29% to 5.84% APR, with no change over the past 7, 30, 60, or 90 days. Motorcycle loans have rates between 7.24% and 8.19% APR, also showing no change in the same periods. Recreational loan rates range from 7.24% to 8.49% APR and have remained steady over the last 7, 30, and 60 days.

Dupaco Community's auto loans with APRs ranging from 4.99% to 8.39% and recreational loans from 7.09% to 10.04% . Unchanged compared to 7 and 30 days ago. Both loan types have steady rates across all recent periods. Global has vehicle loan rates ranging from 5.5% to 13% APR for auto loans and 6.75% to 16.75% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates range from 7.75% to 15.25% APR and have also remained steady over the same periods.

Notre Dame has an auto loan rate of 5.56% APR today, which is unchanged from 7 and 30 days ago. Motorcycle loans are at 7.27% APR with no change from a week ago. Recreational loan rates are 8.77% APR today, up from a range of 7.27% to 8.77% thirty days ago. Pima's auto loans with APRs ranging from 5.74% to 5.99% , and motorcycle loans with rates between 7.74% and 7.99% . These rates have shown no change compared to 7 and 60 days ago. Recreational loan rates also remain steady, ranging from 7.74% to 8.74% .

Truwest's auto loans with APRs ranging from 5.75% to 18.53% today. The rates are down from 7 and 30 days ago, when the range was 6.15% to 18.53% . There is no term listed for this program. Desert Financial has an auto loan with an APR of 5.84% . This rate has not changed in the past 7, 30, 60, or 90 days. California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details.

Hughes's auto loans with APRs ranging from 8.95% to 9.95% , which have not changed in the past 7, 30, or 60 days. Motorcycle loans have rates between 9.7% and 10.7% , also showing no change over the same periods. Other vehicle loans carry a fixed APR of 11.2% , remaining steady as well.

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