Vehicle Loans in Phoenix, AZ

Ready to find the best used car loan rates in Phoenix, AZ? Compare offers from trusted local lenders quickly and easily to get the deal that fits your budget.

Whether you’re upgrading or refinancing, Phoenix drivers rely on competitive rates and friendly service. Start comparing today and drive away with confidence and savings.

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Lender
APR
Term
Link
Info
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
∞
cuwest
5.24 - 7.74 %
0.1 - 7 Yrs
∞
arizonafinancial
5.29 - 5.84 %
5 - 7 Yrs
∞
globalcu
5.5 - 13 %
0.5 - 8 Yrs
∞
notredamefcu
5.558 %
5 Yrs
∞
dupaco
5.64 - 8.59 %
4 - 7 Yrs
∞
pimafederal
5.74 - 5.99 %
0.6 - 7 Yrs
∞
truwest
5.75 - 15.75 %
4.1 - 15 Yrs
∞
desertfinancial
5.84 %
∞
hughesfcu
5.95 - 13.95 %
7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Affinity's auto loans with APRs ranging from 4.94% to 7.55% . These rates have stayed the same compared to 7, 30, and 60 days ago, but they are slightly lower than 90 days ago. Credit Union West's auto loans with APRs ranging from 5.24% to 7.74% , which are unchanged from 7 and 30 days ago but higher than 90 days ago. Motorcycle loans have rates between 5.74% and 7.24% , showing no change over the past 7, 30, and 60 days. Recreational loans range from 5.74% to 5.99% , also with no recent changes.

Arizona Financial has auto loan rates ranging from 5.29% to 5.84% APR, with no change over the past 7, 30, 60, or 90 days. Motorcycle loans range from 7.24% to 8.19% APR and have also stayed the same during that time. Recreational loan rates are between 7.24% and 8.49% APR, with no change in the last 7, 30, or 60 days. Global has vehicle loan rates ranging from 5.5% to 13% APR for auto loans and 6.75% to 16.75% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates range from 7.75% to 15.25% APR and have also remained steady over the same periods.

Notre Dame has an auto loan rate of 5.56% APR today, which is unchanged from 7 and 30 days ago. Motorcycle loans are at 7.27% APR with no change from a week ago. Recreational loan rates are 8.77% APR today, up from a range of 7.27% to 8.77% thirty days ago. Dupaco Community's auto loan rates range from 5.19% to 8.59% APR today, which is up from 7 and 30 days ago. Recreational loan rates stay the same at 7.09% to 10.04% APR over the same periods. Pima's auto loans with APRs ranging from 5.74% to 5.99% , and motorcycle loans with rates between 7.74% and 7.99% . These rates have shown no change compared to 7 and 60 days ago. Recreational loan rates also remain steady, ranging from 7.74% to 8.74% .

Truwest's auto loan rates range from 5.75% to 15.75% APR today, with no change from 7 days ago but down from 30 and 60 days ago. This shows a recent decrease in rates compared to earlier months. Desert Financial has an auto loan with an APR of 5.84% . This rate has not changed over the past 7, 30, 60, or 90 days. Hughes's auto loans with APRs ranging from 5.95% to 13.95% , which is unchanged from 7 and 30 days ago but down from 30 and 60 days ago. Motorcycle loans have rates between 9.7% and 10.7% , showing no change over the past 7 and 30 days.

🏦 Local Lenders in Phoenix, AZ

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