Vehicle Loans in Smithfield, UT

If you’re shopping for a new car in Smithfield, UT, knowing the latest interest rates can save you money. Compare current loans from local credit unions and banks to find rates that fit your budget and get you driving sooner.

Smithfield drivers enjoy fast approvals and personalized service from trusted lenders who understand our community. Start comparing offers today to secure a low-rate vehicle loan that makes buying your next car simple and stress-free.

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Lender
APR
Term
Link
Info
chevronfcu
4.99 - 5.64 %
1 - 7 Yrs
∞
americafirst
4.99 - 7.74 %
5 - 8 Yrs
∞
dfcu
5.24 - 6.24 %
2 - 7 Yrs
∞
cafcu
5.99 - 17.75 %
5 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Chevron's auto loan rates range from 4.99% to 6.29% APR today. These rates are down compared to 7 and 30 days ago, and also lower than 60 and 90 days ago. America First's auto loans with APRs ranging from 4.99% to 7.74% , showing no change from 7 or 30 days ago. Recreational vehicle loans have rates between 7.49% and 7.89% , which are also unchanged from a week and a month earlier. Deseret First's auto loans with APRs ranging from 5.24% to 6.24% , which have not changed in the past 90 days. Motorcycle loans have a fixed APR of 7.99% . Recreational loans range from 7.99% to 8.49% , also showing no change over the last 90 days.

California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details.

🏦 Local Lenders in Smithfield, UT

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🏘️ All the Lenders Available in Cache County, UT

✅GOLDENWEST FEDERAL CREDIT UNION
✅AMERICA FIRST FEDERAL CREDIT UNION
✅MEMBERS FIRST 67153 CREDIT UNION
✅PRESTO LEWISTON EMPLOYEES CREDIT UNION
✅LOGAN MEDICAL FEDERAL CREDIT UNION
✅MOUNTAIN AMERICA FEDERAL CREDIT UNION
✅DESERET FIRST FEDERAL CREDIT UNION
✅NEW HEIGHTS FEDERAL CREDIT UNION
✅ELEVATE FEDERAL CREDIT UNION

Compare other loan types in Smithfield, UT

Why compare Vehicle Loans in Smithfield, UT on LendMesh

If you’re searching for current new car interest rates in Smithfield, UT, it pays to keep exploring your options on LendMesh. Comparing offers from multiple lenders helps you uncover better deals and potentially lower rates, giving you more control over your car financing. Take your time and see what works best for your budget—LendMesh is here to make the process simple and transparent.

Stay informed by subscribing to LendMesh’s personalized alerts tailored for Smithfield car buyers. Just set your target rate, and we’ll notify you as soon as loan offers dip below your goal. You’ll also get expert insights, rate trends, and curated deals delivered weekly or monthly—helping you stay ahead and secure the best financing when the time is right.

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Current New Car Interest Rates