Vehicle Loans in Layton, UT

Looking for the best new vehicle loan rates in Layton, UT? Compare offers from trusted local lenders to find low rates and fast approvals that fit your budget. It’s simple, quick, and helps you drive away with confidence.

Start your car-buying journey right here in Layton with personalized service from community credit unions and banks. You’ll get clear options, friendly support, and a loan that matches your needs—making your new ride more affordable and stress-free.

NewUsed

Filters

Lender
APR
Term
Link
Info
aacreditunion
3.34 - 4.09 %
5 Yrs
∞
penfed
3.39 - 5.74 %
3 - 7 Yrs
∞
bcu
3.39 - 5.14 %
6.3 - 7 Yrs
∞
navyfederal
3.89 - 8.95 %
1 - 15 Yrs
∞
myconsumers
3.99 - 5.99 %
5.1 - 7 Yrs
∞
sdfcu
3.99 %
3 - 7 Yrs
∞
deltacommunitycu
4.09 - 15.79 %
0.1 - 7 Yrs
∞
ngfcu
4.24 - 5.49 %
3 - 7 Yrs
∞
chartway
4.4 - 5.84 %
0.1 - 7 Yrs
∞
university-credit-union
4.49 - 8.49 %
3 - 7 Yrs
∞

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

American Airlines vehicle loans range from 3.34% to 4.59% for auto loans and 5.59% to 6.34% for recreational loans. These rates show no change compared to 7 and 30 days ago. The rates have remained steady over the past two months. Pentagon's auto loan rates range from 3.39% to 6.24% APR today. Unchanged compared to 7, 30, 60, or 90 days ago. Baxter's auto loans with APRs ranging from 3.39% to 5.14% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Recreational vehicle loans have rates between 5.44% and 6.44% , showing no change from both 7 and 30 days ago.

Navy Federal Credit Union's auto loan rates range from 3.89% to 9.9% APR, with no change from 7 or 30 days ago. Motorcycle loan rates stay steady between 7.45% and 10.05% . Recreational loan rates are 7.45% to 9.8% APR, which is up from 7 and 30 days ago. Consumers has auto loan rates ranging from 3.99% to 5.99% APR with no change from 7 or 30 days ago. Recreational vehicle loans have rates between 8.49% and 10.49% APR, also showing no change over the same periods.

State Department's auto loan rates range from 3.99% to 4.49% APR today. The rates are down compared to 7 and 30 days ago, while showing no change from 60 and 90 days ago. Delta Community's auto loan rates range from 4.09% to 16.09% APR, with no change from 7 or 30 days ago. Other vehicle loans have rates between 6.39% and 17.59% APR, also showing no change from 7 and 30 days ago. Both products' rates are higher than they were 90 days ago. Northrop Grumman's auto loans with APRs ranging from 4.24% to 5.79% . These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago either.

Chartway's auto loan rates range from 4.4% to 5.84% APR and have not changed in the last 60 or 90 days. Recreational loan rates are between 4.84% and 6.7% APR, with no change in the past 7, 30, or 60 days. University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago.

🏦 Local Lenders in Layton, UT

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Davis County, UT

✅NORTHROP GRUMMAN FEDERAL CREDIT UNION
✅SECURITY SERVICE FEDERAL CREDIT UNION
✅CHEVRON FEDERAL CREDIT UNION
✅MOUNTAIN AMERICA FEDERAL CREDIT UNION
✅GOLDENWEST FEDERAL CREDIT UNION
✅AMERICA FIRST FEDERAL CREDIT UNION
✅DESERET FIRST FEDERAL CREDIT UNION
✅UNIVERSITY FIRST FEDERAL CREDIT UNION
✅HORIZON UTAH FEDERAL CREDIT UNION
✅UTAH FIRST FEDERAL CREDIT UNION
✅FIREFIGHTERS 67079 CREDIT UNION
✅CYPRUS FEDERAL CREDIT UNION
✅FLEXPAK FEDERAL CREDIT UNION
✅HOLLYFRONTIER EMPLOYEES CREDIT UNION

Compare other loan types in Layton, UT

Why compare Vehicle Loans in Layton, UT on LendMesh

If you're searching for new vehicle loan rates in Layton, UT, keep exploring your options on LendMesh. Comparing multiple lenders helps you uncover better deals and more affordable rates tailored to your needs. Taking the time to shop around ensures you find a loan that fits your budget and gets you behind the wheel without unnecessary costs.

Consider subscribing to LendMesh for personalized loan alerts designed to keep Layton borrowers in the know. Simply set your target rate, and we'll notify you as soon as offers drop below it. With weekly or monthly updates featuring expert insights and curated loan deals, you’ll stay informed and ready to act when the perfect rate appears. Join thousands of smart borrowers who trust LendMesh to simplify their car financing journey.

Customers are also interested in:

New Vehicle Loan Rates