Vehicle Loans in Layton, UT

Looking for the best new vehicle loan rates in Layton, UT? Compare offers from trusted local lenders to find low rates and fast approvals that fit your budget. It’s simple, quick, and helps you drive away with confidence.

Start your car-buying journey right here in Layton with personalized service from community credit unions and banks. You’ll get clear options, friendly support, and a loan that matches your needs—making your new ride more affordable and stress-free.

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Lender
APR
Term
Link
Info
gwcu
4.74 - 5.99 %
3 - 7 Yrs
university-credit-union
4.99 - 8.49 %
3 - 7 Yrs
dcu
4.99 - 10.74 %
3 - 10 Yrs
cypruscu
4.99 %
macu
4.99 - 5.24 %
5 - 6 Yrs
firsttechfed
4.99 - 6.99 %
5.4 - 7 Yrs
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
dfcu
5.24 - 6.24 %
2 - 7 Yrs
dupaco
5.44 - 8.39 %
4 - 7 Yrs
chevronfcu
5.64 - 6.29 %
1 - 7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Goldenwest's auto loan rates range from 4.74% to 5.99% APR, which is up from 7 and 30 days ago. Recreational loan rates are between 6.99% and 9.24% APR and have stayed the same compared to 7 and 30 days ago. University's auto loan rates range from 4.49% to 8.49% APR and have not changed in the past 7 or 30 days. Motorcycle loan rates are between 10.74% and 12.49% APR, which is down from 7 and 30 days ago. Digital's vehicle loans with rates ranging from 4.99% to 10.74% APR for auto loans and 6.25% to 11.35% APR for motorcycle loans. These rates have shown no change compared to 7 and 30 days ago. Recreational loan rates also remain steady at 8.99% to 11.35% APR.

Cyprus has an auto loan rate of 4.99% APR and a recreational loan rate of 7.74% APR. Both rates have stayed the same compared to 7 and 30 days ago. These rates have also not changed over the past 60 and 90 days. Mountain America's auto loans range from 4.99% to 5.24% , with no change in rates over the past 7 and 30 days. Recreational vehicle loans are priced between 7.24% and 7.49% APR, also showing no change from a week or a month ago. First Technology's auto loans with APRs ranging from 4.99% to 6.99% , which are unchanged from 7 and 30 days ago but down from 30 days ago. Motorcycle loans have rates between 6.74% and 7.24% , showing no change over the past 90 days. Recreational loans range from 7.29% to 8.54% , also with no change in recent months.

Affinity's auto loan rates range from 4.94% to 7.55% APR today. These rates have stayed the same compared to 7 and 30 days ago, and they are down from 60 and 90 days ago. Deseret First's auto loans with APRs ranging from 5.24% to 6.24% , which have not changed in the past 90 days. Motorcycle loans have a fixed APR of 7.99% . Recreational loans range from 7.99% to 8.49% , also showing no change over the last 90 days. Dupaco Community has auto loan rates ranging from 4.99% to 8.39% APR, with no change over the past 7, 30, or 90 days. Recreational vehicle loans range from 7.09% to 10.04% APR and have also stayed the same compared to 7, 30, 60, and 90 days ago.

Chevron's auto loan rates range from 4.99% to 6.29% APR today. These rates are down compared to 7 and 30 days ago, and also lower than 60 and 90 days ago.

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