Vehicle Loans in El Paso, TX

Ready to find today’s best auto loan rates in El Paso, TX? Compare offers from trusted local lenders quickly and easily to secure a rate that fits your budget and gets you behind the wheel faster.

Whether you’re buying new or used, local credit unions and banks offer competitive rates with fast approvals. Start comparing now to save more and drive off with confidence in El Paso.

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Lender
APR
Term
Link
Info
fecca
4.99 - 7.24 %
3.1 - 7 Yrs
affinityfcu
5.2 - 7.55 %
3 - 7 Yrs
aplusfcu
5.24 - 6.49 %
0.5 - 7 Yrs
meriwest
5.24 - 7.59 %
1 - 7 Yrs
rallycu
5.24 - 18 %
7 Yrs
etpcu
5.29 - 5.99 %
atfcu
5.29 - 6.24 %
1 - 7 Yrs
techcu
5.49 - 15.74 %
1 - 7 Yrs
firstmarkcu
5.49 - 6.84 %
3 - 7 Yrs
gtfcu
5.51 %
7 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-SEP-14

Credit Union Loan Rates - Trends & Analysis:

Fedex Employees Credit Association's auto loans with APRs ranging from 4.4% to 7.24% , which have not changed over the past 60 and 90 days. Motorcycle loan rates range from 6.29% to 10. Affinity's auto loans with APRs ranging from 4.94% to 7.55% . These rates have stayed the same compared to 7, 30, and 60 days ago, with no change from 90 days ago except a slight decrease at the high end. A+ has auto loan rates ranging from 5.24% to 6.49% APR with no change in the past 90 days. Recreational vehicle loans are at 7.24% APR and have stayed steady over the last 60 days.

Meriwest's auto loan rates range from 4.99% to 7.59% APR today. unchanged from 7 and 30 days ago but down from 30 days ago. Rally's auto loans with APRs ranging from 5.24% to 18% , which is up from 7 and 30 days ago. Recreational vehicle loans have rates between 5.99% and 18% , showing no change over the same periods. East Texas Professional has auto loan rates ranging from 4.79% to 5.99% APR, which are unchanged from 7 and 30 days ago but slightly up from 60 and 90 days ago. Motorcycle loans are between 6.99% and 7.49% APR with no change in the past 90 days. Recreational loans range from 7% to 8.5% APR and have also stayed steady over the same period.

Austin Telco's auto loan rates range from 5.29% to 6.24% APR today, with no change from 7 days ago but up from 30 days ago. Motorcycle loans are at 7.04% APR with no change in the past 7 or 30 days. Recreational loan rates range from 7.49% to 8.49% APR and have stayed the same over the last 7 and 30 days. Technology Credit Union's auto loan rates range from 5.24% to 15.74% APR today. These rates have shown no change compared to 7 and 30 days ago. Firstmark's auto loans with APRs ranging from 5.49% to 6.84% , which have not changed in the past 7, 30, 60, or 90 days. Their other loan rates range from 6.75% to 9.5% .

Greater Texas has an auto loan APR of 5.51% and a motorcycle loan APR of 7.66% . Both rates have stayed the same compared to 7 and 30 days ago. The recreational loan rate is 5.66% with no changes over the same periods.

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