Vehicle Loans in Odessa, TX

Ready to find the best car finance deals in Odessa, TX? Compare offers from trusted local lenders online, so you can save time and money while getting the rate that fits your budget.

Whether you’re buying new, used, or refinancing, our simple online process helps you secure fast approval and personalized service right here in Odessa. Drive off with confidence knowing you’ve got a great loan tailored to you.

NewUsed

Filters

Lender
APR
Term
Link
Info
gtfcu
5.51 %
7 Yrs
bfcu
5.54 - 16.55 %
4.1 - 6.5 Yrs
eecu
5.54 - 6.56 %
4 - 6.5 Yrs
chevronfcu
5.64 - 6.29 %
1 - 7 Yrs
rrcu
5.65 - 7.05 %
6 Yrs
tdecu
5.7 %
4 - 7 Yrs
truitycu
5.74 - 6.99 %
4 - 7 Yrs
truwest
5.75 - 18.53 %
4.1 - 15 Yrs
nusenda
5.75 - 7.25 %
5 - 7.5 Yrs
cafcu
6.49 - 17.75 %
5 Yrs

Today’s Vehicle Loan Rates & Analysis - Updated on 2026-AUG-28

Credit Union Loan Rates - Trends & Analysis:

Greater Texas has an auto loan APR of 5.51% and a motorcycle loan APR of 7.66% . Both rates have stayed the same compared to 7 and 30 days ago. The recreational loan rate is 5.66% with no changes over the same periods. Barksdale's auto loans with APRs ranging from 5.54% to 16.55% , which have not changed in the past 7 or 30 days. Motorcycle loans have rates between 7.99% and 17.15% , also showing no change over the same periods. Eecu's auto loan rates range from 5.39% to 6.56% APR today, with no change from 7 or 30 days ago but up since 60 and 90 days ago. Motorcycle loans have rates between 8.39% and 9.65% APR, showing no change over the past 90 days. Recreational loan rates range from 8.39% to 11.65% APR and have stayed steady for the last 60 days.

Chevron's auto loan rates range from 4.99% to 6.29% APR today. These rates are down compared to 7 and 30 days ago, and also lower than 60 and 90 days ago. Red River Employees has auto loan rates ranging from 4.6% to 7.05% APR, with no change from 7, 30, or 60 days ago but up from 90 days ago. Recreational loans range from 5.95% to 8.4% APR and have stayed the same over the past 7, 30, and 60 days. Texas Dow Employees has an auto loan rate of 5.7% APR today, with no change over the past 7 and 30 days. Motorcycle loans are at 6.69% APR, also showing no change. Recreational loan rates are 6.69% APR today, which is up from the range seen 7 and 30 days ago.

Truity's auto loan rates range from 5.24% to 6.99% APR today, with no change from 7 or 30 days ago. Recreational loan rates are between 8.99% and 10.19% APR and have also stayed the same over the past 7 and 30 days. Truwest's auto loans with APRs ranging from 5.75% to 18.53% today. The rates are down from 7 and 30 days ago, when the range was 6.15% to 18.53% . There is no term listed for this program. Nusenda's auto loan rates range from 4.49% to 7.25% APR and have not changed in the past 7, 30, or 60 days. Motorcycle loans are between 8.2% and 9.5% APR with no change in the last week. Recreational loans range from 8.75% to 11.25% APR and have also stayed the same over the past 7 days.

California Adventist has auto loan rates ranging from 5.99% to 17.75% APR today. The rates cover a wide range depending on the loan details.

🏦 Local Lenders in Odessa, TX

See the full lender directory — hours, services & financials →

🏘️ All the Lenders Available in Ector County, TX

Compare other loan types in Odessa, TX

Why compare Vehicle Loans in Odessa, TX on LendMesh

If you’re applying for car finance online in Odessa, TX, taking the time to compare multiple lenders on LendMesh can help you uncover better deals and more affordable options. By exploring various offers, you’ll be in a stronger position to find a loan that fits your budget without any pressure. Keep browsing to make a well-informed choice and drive away with confidence.

Stay ahead of the game by subscribing to LendMesh’s personalized alerts. Just share your target interest rate, like 4% or 5%, and you’ll be notified the moment loan offers drop below that number. Whether you prefer weekly or monthly updates, you’ll receive expert insights, trending rates, and hand-picked deals tailored for Odessa car buyers—all delivered straight to your inbox. Join thousands of savvy borrowers using LendMesh to catch the best opportunities early.

Customers are also interested in:

Apply For Car Finance Online